Manatee County property record for 132 48th St, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 871 sqft · built 1952 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $1,300,000 (Jun 2023) |
| Tax Bill | $16,286 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2023 Transfer + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74131-0000-4 |
| Primary APN | 74131-0000-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 871 sqft Living Area |
| Gross Area | 1,471 sqft |
| 1st Floor Area | 871 sqft |
| Basement Area | 117 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| View / Lot | Island |
| Pool Area | 121 sqft |
| Porch | Covered Porch |
| Porch Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 132 48TH ST |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R-2 |
| Legal Description | S1/2 OF LOT 4, BLK 23, JONES SUB; LESS RD R/W PI#74131.0000/4 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 29 |
| Legal Subdivision | JONES |
| Legal Tract | 07405200 |
| Legal Block | 23 |
| Legal Lot Number | 4 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1801 |
Source: Manatee County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 2420 W PROSPECT RD, TAMPA, FL 33629-5354 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SIMONS AND LEONI HOME LOANS LLC |
| Dec 21, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jul 20, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Jul 28, 2017 | Deed of Trust, Mortgage · VA Mortgage GOLDWATER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on Record |
| Deed Sale | Jun 1, 2023 · Amount on Record |
| Prior Sale | Dec 22, 2008 · Amount on Record |
| Deed Document Number | 202358610 |
| Last Transfer Date | Dec 11, 2023 |
| Transfer Doc | 0000134799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 16, 2026 |
| Property Address | 132 48TH ST, HOLMES BEACH, FL 34217-1871 |
| Document Number | 0000082238 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202682238 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Address | 2420 W PROSPECT RD, TAMPA, FL 33629-5354 |
| Document Number | 0000082238, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202682238 |
| Name | SIMONS AND LEONI HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Dec 21, 2023 |
| Property Address | 132 48TH ST, HOLMES BEACH, FL 34217-1871 |
| Document Number | 0041134799 |
| Map Reference | MB 1 PG 176 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 202341134799 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2420 W PROSPECT RD, TAMPA, FL 33629-5354 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 2420 W PROSPECT RD, TAMPA, FL 33629-5354 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 1, 2023 |
| Property Address | 132 48TH ST, HOLMES BEACH, FL 34217-1871 |
| Document Number | 0041058610 |
| Map Reference | MB 1 PG 176 |
| Instrument Date | May 31, 2023 |
| Instrument | 202341058610 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1726, BRADENTON, FL 34206-1726 |
| Name | Verified Name |
|---|---|
| Address | 2420 W PROSPECT RD, TAMPA, FL 33629-5354 |
| Investor | Possibly a Property Investor |
| Document Number | 0041058611 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 202341058611 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 132 48TH ST, HOLMES BEACH, FL 34217-1871 |
| Document Number | 0027947715 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 132 48TH ST HOLMES BEACH FL 342171871, HOLMES BEACH, FL 34217-1871 |
| Document Number | 0027947715 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 002794/007715 |
| Instrument | 41075578 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 132 48TH ST, HOLMES BEACH, FL 34217-1871 |
| Document Number | 0026887876 |
| Book / Page | 002688 / 007876 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 132 48TH ST HOLMES BEACH FL 342171871, HOLMES BEACH, FL 34217-1871 |
| Document Number | 0026887876 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 002688/007876 |
| Instrument | 41079613 |
| Name | GOLDWATER BK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2047 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,047,237 (-0.07%) Land $583,525 Building $463,712 | $1,047,237 (-0.07%) Land $583,525 Building $463,712 | |
| 2025 | $16,286.00 (-4.76%) | $1,047,967 (+21.84%) Land $583,525 Building $464,442 | $1,047,967 (+21.84%) Land $583,525 Building $464,442 |
| 2024 | $17,100.00 (+27.21%) | ||
| 2023 | $13,442.00 (+10,083.33%) | $860,143 (+408.82%) Land $541,875 Building $318,268 | $860,143 (+51.92%) Land $541,875 Building $318,268 |
| 2022 | $132.00 Disabled Person's exemption Veteran's exemption | $169,047 | $566,185 Land $328,000 Building $238,185 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 255 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 638 units insured incl. 383 condo units |
| Nearby Flood Claims | 260 (2015–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures