Manatee County property record for 118 48th St, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,741 sqft · built 2020 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,162,500 (Apr 2021) |
| Tax Bill | $53,141 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Nov 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74124-0000-9 |
| Primary APN | 74124-0000-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,741 sqft Living Area |
| Gross Area | 4,957 sqft |
| 1st Floor Area | 1,283 sqft |
| Basement Area | 98 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| View / Lot | Island |
| Garage Type | Attached |
| Garage Area | 507 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 295 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 242 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 118 48TH ST |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R-2 |
| Legal Description | LOT 3 BLK 22 JONES SUB PI#74124.0000/9 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 29 |
| Legal Subdivision | JONES |
| Legal Tract | 07405200 |
| Legal Block | 22 |
| Legal Lot Number | 3 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1801 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 955 BLACKHAWK LN, RIVERWOODS, IL 60015-2420 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage CIBC BANK USA |
| Nov 28, 2017 | Warranty Deed, Transfer TIEMPO LLC |
| Feb 14, 2017 | Deed of Trust, Mortgage · Line of Credit PATRICIA A PETRUFF |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on Record |
| Deed Sale | Apr 14, 2021 · Amount on Record |
| Prior Sale | Nov 28, 2017 · Amount on Record |
| Deed Document Number | 202148199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 14, 2021 |
| Property Address | 118 48TH ST, HOLMES BEACH, FL 34217-1870 |
| Document Number | 0041048199 |
| Map Reference | MB 1 PG 176 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 202141048199 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 S PINEAPPLE AVE STE 110, 330, SARASOTA, FL 34236-7020 |
| Name | Verified Name |
|---|---|
| Address | 955 BLACKHAWK LN, RIVERWOODS, IL 60015-2420 |
| Document Number | 0041048200 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 202141048200 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 28, 2017 |
| Property Address | 118 48TH ST, HOLMES BEACH, FL 34217-1870 |
| Document Number | 0027026836 |
| Book / Page | 002702 / 006836 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 41112383 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,614.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 330 S PINEAPPLE AVE #110 SARASOTA FL 342367020, 110, SARASOTA, FL 34236-7020 |
| Document Number | 27123692 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 002712/003692 |
| Instrument | 41010739 |
| Name | TIEMPO LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 118 48TH ST, HOLMES BEACH, FL 34217-1870 |
| Document Number | 0026607688 |
| Book / Page | 002660 / 007688 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 118 48TH ST HOLMES BEACH FL 342171870, HOLMES BEACH, FL 34217-1870 |
| Document Number | 0026607688 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 002660/007688 |
| Instrument | 41014804 |
| Name | PATRICIA A PETRUFF |
|---|---|
| Address | 1904 54TH ST E, BRADENTON, FL 34208-6140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 16, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,516,094 (-0.68%) Land $1,275,000 Building $2,241,094 | $3,516,094 (-0.68%) Land $1,275,000 Building $2,241,094 | |
| 2025 | $53,141.00 (-3.43%) | $3,540,061 (-5.48%) Land $1,275,000 Building $2,265,061 | $3,540,061 (-5.48%) Land $1,275,000 Building $2,265,061 |
| 2024 | $55,030.00 (+3.39%) | ||
| 2023 | $53,226.00 (+16.12%) | $3,745,339 (+27.71%) Land $1,190,000 Building $2,555,339 | $3,745,339 (+27.71%) Land $1,190,000 Building $2,555,339 |
| 2022 | $45,838.00 | $2,932,616 Land $700,000 Building $2,232,616 | $2,932,616 Land $700,000 Building $2,232,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 255 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 638 units insured incl. 383 condo units |
| Nearby Flood Claims | 260 (2015–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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