Mille Lacs County property record for 13194 185th St, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 2,040 sqft · built 2019 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Oct 2018) |
| Tax Bill | $4,550 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-003-0103 |
| Primary APN | 11-003-0103 |
|---|
| Building Area | 2,040 sqft Total Area |
|---|
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 3,080 sqft |
| Parking Spaces | 10 Parking Spaces |
| Street Address | 13194 185TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-3312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF S 660 FT OF E 1/2 OF NE LYING W'LY OF E 990 FT, SEE 4/1/04 SKETCH 3 38 27 5.00 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 03 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 170500 |
13194 185th St is owned and occupied by two individuals who bought it in October 2018.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13194 185TH ST, MILACA, MN 56353-3312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Oct 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on File |
| Deed Sale | Oct 30, 2018 · Amount on File |
| Prior Sale | Apr 4, 2005 · Amount on File |
| Deed Document Number | 2018408879 |
| Prior Transfer Date | Dec 18, 2007 |
| Prior Transfer Doc | 346823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 13194 185TH ST, MILACA, MN 56353-3312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A412990 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | A412990 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 29, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Oct 30, 2018 |
| Property Address | 13194 185TH ST, MILACA, MN 56353-3312 |
| Document Number | A408879 |
| Instrument Date | Oct 3, 2018 |
| Instrument | A408879 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | EXECUTIVE ASSOCIATES TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6501 HAVEN RD SE, SAINT CLOUD, MN 56304-9772 |
| Document Number | A408880 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | A408880 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 3, 2019 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 13194 185th St was $4,550, up 1.5% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milaca Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,550.00 (+1.47%) | $472,600 (+6.9%) Land $92,000 Building $380,600 | $472,600 (+6.9%) Land $92,000 Building $380,600 |
| 2025 | $4,484.00 Homeowner's exemption | $442,100 Land $80,000 Building $362,100 | $442,100 Land $80,000 Building $362,100 |
| 2023 | $4,620.00 | $497,900 Land $64,000 Building $433,900 | $497,900 Land $64,000 Building $433,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13194 185th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13194 185th St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 77% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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