12456 185th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12456 185th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,214 sqft · built 1917
Lot Size	8.26 acres (359,806 sqft)
Owner	2 Individual Names on File
Last Sale	$143,500 (Nov 2017)
Tax Bill	$884 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-002-0601`

Property Details

APN / Parcel Number

Primary APN	`11-002-0601`

Interior

Building Area	1,214 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	359,806 sqft (8.26 acres)
Porch	Slab
Deck Area	88 sqft

Location & Zoning

Street Address	12456 185TH ST
City	MILACA
State	MN
Zip	56353-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW OF NE - BEG AT SW COR E 314 FT, N 830 FT, W 114 FT, N TO N LINE OF SEC, W 200 FT, S TO POB; & ALSO PART OF E 50 FT
Legal Range	27
Legal Township	38
Legal Section	02
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	1
Census Block	1006
Census Tract	170500

Owner

12456 185th St is owned and occupied by two individuals who bought it in November 2017.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12456 185TH ST, MILACA, MN 56353-3311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Nov 15, 2017	Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Nov 15, 2017	Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Prior Sale	Jul 23, 2008 · Amount on File
Deed Document Number	2017403543
Prior Transfer Date	Oct 30, 2017
Prior Transfer Doc	A403542
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12456 185TH ST, MILACA, MN 56353-3311
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A403544
Date	Nov 15, 2017
Instrument	A403544

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 15, 2017
Property Address	12456 185TH ST, MILACA, MN 56353-3311
Document Number	A403543
Instrument Date	Nov 2, 2017
Instrument	A403543
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.55
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12456 185TH ST, MILACA, MN 56353-3311
Investor	Possibly a Property Investor

Mortgage

Document Number	A403545
Date	Nov 15, 2017
Instrument	A403545

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 15, 2017
Property Address	12456 185TH ST, MILACA, MN 56353-3311
Document Number	A403542
Instrument Date	Oct 30, 2017
Instrument	A403542
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 5TH ST SE, MILACA, MN 56353-1300

Tax Assessment & Valuation

The 2026 property tax bill for 12456 185th St was $884, up 7.5% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milaca Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$884.00 (+7.54%)	$250,400 (+7.19%) Land $124,300 Building $126,100	$250,400 (+7.19%) Land $124,300 Building $126,100
2025	$822.00	$233,600 Land $109,000 Building $124,600	$233,600 Land $109,000 Building $124,600
2023	$1,676.00	$244,700 Land $95,300 Building $149,400	$244,700 Land $95,300 Building $149,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12456 185th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12456 185th St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: GigFire, Verizon.

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