1319 Union St, Monroe, MI 48161 Property Records

Monroe County property record for 1319 Union St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,876 sqft · built 1989
Lot Size	0.693 acres (30,187 sqft)
Owner	2 Individual Names on File
Tax Bill	$730 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-235-085-00`

Property Details

APN / Parcel Number

Primary APN	`12-235-085-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,876 sqft Living Area
1st Floor Area	2,876 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	30,187 sqft (0.693 acres)
Lot Dimensions	130 ft deep x 78 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1319 UNION ST
City	MONROE
State	MI
Zip	48161-4086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 17 VINEYARD HEIGHTS LOT 89 & THE W 27 FT OF LOT 90
Legal Subdivision	VINEYARD HEIGHTS
Legal Lot Number	89-90
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1019
Census Tract	832200

Owner

Source: Monroe County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3110 S GROVE DR, MONROE, MI 48162-4476
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Nov 16, 2018	Deed of Trust, Mortgage · Line of Credit MONROE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1319 UNION ST, MONROE, MI 48161-4086
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 S GROVE DR, MONROE, MI 48162-4476

Mortgage

Document Number	2021R11412
Date	Apr 26, 2021
Instrument	2021R11412

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1319 UNION ST, MONROE, MI 48161-4086
Document Number	0000021134
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3110 S GROVE DR MONROE MI 481624476, MONROE, MI 48162-4476

Mortgage

Document Number	0000021134
Date	Nov 20, 2018
Instrument	21134

Lender

Name	MONROE BK
Type	Bank
Address	MONROE, MI 48161

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,450 (+40.35%)	$332,900 (+40.35%)
2025	$730.00 (-74.14%)
2023	$2,823.00	$118,600	$237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1982–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Broadband.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures