1247 Union St, Monroe, MI 48161 Property Records

Monroe County property record for 1247 Union St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	1 ba · 600 sqft
Lot Size	0.362 acres (15,769 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jun 2022)
Tax Bill	$1,195 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-235-090-00`

Property Details

APN / Parcel Number

Primary APN	`12-235-090-00`

Interior

Full Baths	1 Bath
Building Area	600 sqft Living Area
1st Floor Area	600 sqft
Basement Area	600 sqft

Exterior

Architectural Style	Colonial
Lot Area	15,769 sqft (0.362 acres)
Lot Dimensions	130 ft deep x 41 ft wide
Garage Area	192 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1247 UNION ST
City	MONROE
State	MI
Zip	48161-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 17 VINEYARD HEIGHTS LOTS 95 & 96
Legal Subdivision	VINEYARD HEIGHTS
Legal Lot Number	95-96
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1004
Census Tract	832200

Owner

1247 Union St is owned and occupied by an individual who bought it in June 2022.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1247 UNION ST, MONROE, MI 48161-4042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage MONROE COMMUNITY CU
Aug 14, 2018	Warranty Deed, Transfer · FHA Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on File
Deed Sale	Jun 13, 2022 · Amount on File
Prior Sale	Aug 14, 2018 · Amount on File
Deed Document Number	202212334
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 13, 2022
Property Address	1247 UNION ST, MONROE, MI 48161-4042
Document Number	0000012334
Map Reference	LB 5 PG 26
Instrument Date	Jun 1, 2022
Instrument	2022R12334
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1247 UNION ST, 1247, MONROE, MI 48161-4042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4362 D AVE, NEWPORT, MI 48166-9693

Mortgage

Document Number	0000011815
Date	Jun 3, 2022
Instrument	2022R11815

Lender

Name	MONROE COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 14, 2018
Property Address	1247 UNION ST, MONROE, MI 48161-4042
Document Number	0000014386
Instrument Date	Aug 8, 2018
Instrument	14386
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$601.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 DARLENE ST WARREN MI 480934978, WARREN, MI 48093-4978

Mortgage

Document Number	14387
Date	Aug 14, 2018
Instrument	14387

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1247 Union St was $1,195 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,250 Land $4,200 Building $41,050	$90,500 Land $8,400 Building $82,100
2025	$1,195.00 Homeowner's exemption
2023	$878.00 Homeowner's exemption	$29,500	$59,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1247 Union St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1982–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1247 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

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