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1319 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1319 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,506 sqft · built 2010
Lot Size0.114 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Jun 2001)
Tax Bill$7,750 (2025)
Deeds & MortgagesMay 2021 Reverse Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN18-12-32-2750-00001-0190

Property Details

APN / Parcel Number

Primary APN18-12-32-2750-00001-0190

Interior

Full Baths4 Baths
Stories3 Stories
Building Area3,506 sqft Heated Area
Gross Area6,276 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area5,001 sqft (0.114 acres)
DrivewayDriveway
Driveway Area720 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1319 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-3760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFUQUAY SUBD BLOCK UPSON LOT 19 OR BOOK 103 PG 209 OR 226 PG 38 OR 751 PG 1925
Legal Range32E
Legal Township12S
Legal Section18
Legal SubdivisionFUQUAY SUB
Legal Lot Number19
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3056
Census Tract60302

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1319 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Aug 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2001 · Amount on Record
Deed SaleJun 1, 2001 · Amount on Record
Deed Document Number0007511925
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address1319 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3760
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanySECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1319 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3760

Mortgage

Document Number0025660605
DateMay 26, 2021
Book Page2566/605
Instrument2021028835
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.32%
Change FrequencyAnnually
Index1-Year LIBOR

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address1319 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3760
Document Number0022251313
Book / Page002225 / 001313
Instrument DateAug 12, 2017
Transaction TypeMortgage
Record UpdatedSep 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1319 S CENTRAL AVE FLAGLER BEACH FL 321363760, FLAGLER BEACH, FL 32136-3760

Mortgage

Document Number0022251313
DateAug 18, 2017
Book Page002225/001313
Instrument29460
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,750.00 (+6.18%) Homeowner's exemption Disabled Person's exemption$445,420 (+6.49%)$954,617 (+5.86%) Land $138,000 Building $816,617
2023$7,299.00 (+1.32%) Homeowner's exemption Disabled Person's exemption$418,278 (+3%)$901,779 (+2.66%) Land $138,000 Building $763,779
2022$7,204.00 Homeowner's exemption Disabled Person's exemption$406,095$878,386 Land $138,000 Building $740,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 239 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies253 units insured
incl. 14 condo units
Nearby Flood Claims200 (1991–2024)
Claims Outside the SFHA35 of 200
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 38 claims
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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