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1311 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1311 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,842 sqft · built 2023
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Oct 2021)
Tax Bill$8,785 (2025)
Deeds & MortgagesFeb 2022 Construction Loan
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN18-12-32-2750-00001-0210

Property Details

APN / Parcel Number

Primary APN18-12-32-2750-00001-0210

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,842 sqft Living Area
1st Floor Area1,842 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1311 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-3760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFUQUAY SUBD BLOCK UPSON LOT 21 OR 738 PG 971 OR 925 PG 88 OR 1261 PG 155
Legal Range32E
Legal Township12S
Legal Section18
Legal SubdivisionFUQUAY SUBD
Legal Block1
Legal Lot Number21
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3056
Census Tract60302

Owner

1311 S Central Ave is owned and occupied by two individuals who acquired it in September 2023.

Source: Flagler County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1311 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3760
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Construction Mortgage
SEACOAST NATIONAL BANK
Oct 8, 2021Warranty Deed, Transfer
FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2021 · Amount on File
Deed SaleOct 8, 2021 · Amount on File
Prior SaleJun 7, 2005 · Amount on File
Deed Document Number202155955
Deed Book / Page2615 / 905
Last Transfer DateSep 27, 2023
Transfer Doc0000046857
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address1311 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3760
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 SMILING FISH LN, PALM COAST, FL 32137-2470

Mortgage

Document Number0026590229
DateFeb 16, 2022
Book Page2659/229
Instrument2022008590
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateOct 8, 2021
Property Address1311 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3760
Document Number0026150905
Book / Page2615 / 905
Map ReferenceMB 1 PG 26
Instrument DateSep 15, 2021
Instrument2021055955
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyFAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO

Transaction

AmountAmount on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 GRAYSTONE RD, GLOUCESTER, MA 01930-3268

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 SMILING FISH LN, PALM COAST, FL 32137-2470

Tax Assessment & Valuation

The 2025 property tax bill for 1311 S Central Ave was $8,785.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,785.00$493,428$735,223 Land $243,500 Building $491,723
2023$3,332.00 (-0.74%)$169,000 (-) Land $169,000$169,000 (-) Land $169,000
2022$3,357.00$169,000 Land $169,000$169,000 Land $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1311 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 239 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies253 units insured
incl. 14 condo units
Nearby Flood Claims200 (1991–2024)
Claims Outside the SFHA35 of 200
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 38 claims
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1311 S Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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