1319 E Main St Rd, Cary, IL 60013 Property Records

McHenry County property record for 1319 E Main St Rd, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,536 sqft · built 1960
Lot Size1.11 acres (48,352 sqft)
Owner2 Individual Names on File
Tax Bill$7,487 (2024)
Deeds & MortgagesApr 2021 Mortgage
Aug 2017 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-18-251-005

Property Details

APN / Parcel Number

Primary APN20-18-251-005

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft
Basement Area1,161 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Lot Area48,352 sqft (1.11 acres)
Lot Dimensions200 ft deep x 207 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1319 E MAIN STREET RD
CityCARY
StateIL
Zip60013-2903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0029550 PT SW1/4 NE1/4 MEMO: MILLER DAVID J/ MITMOEN JEANETTE L
Legal SubdivisionSPRING BEACH SUB
Legal Block251
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2006
Census Tract871307

Owner

Source: McHenry County records · APN 20-18-251-005

Assessment roll updated March 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1319 E MAIN STREET RD, CARY, IL 60013-2903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Aug 10, 2017Trustee's Deed, Foreclosure · Conventional Mortgage
WINTRUST MORTGAGE
Feb 01, 2017Deed of Trust, Mortgage · Line of Credit
BAXTER CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2017
Deed SaleAug 10, 2017
Prior SaleMar 02, 2004 · Amount on Record
Deed Document Number201729550
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1319 E MAIN STREET RD, CARY, IL 60013-2903
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000019006
DateApr 07, 2021
Instrument2021R0019006
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateAug 10, 2017
Property Address1319 E MAIN STREET RD, CARY, IL 60013-2903
Document Number0000029550
Instrument DateJul 28, 2017
Instrument2017R0029550
Transaction TypeForeclosure
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1738, CRYSTAL LAKE, IL 60039-1738

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1319 MAY ST, CRYSTAL LAKE, IL 60014-2533
InvestorPossibly a Property Investor

Mortgage

Document Number0000029551
DateAug 10, 2017
Instrument2017R0029551
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1319 E MAIN STREET RD, CARY, IL 60013-2903
Document Number0000004856
Instrument DateFeb 01, 2017
Transaction TypeMortgage
Record UpdatedMay 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address1319 E MAIN STREET RD CARY IL 600132903, CARY, IL 60013-2903

Mortgage

Document Number0000004856
DateFeb 07, 2017
Instrument4856
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 06, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$7,487.00$110,490 (+2.99%) Land $26,876 Building $83,614$331,470 (+2.99%) Land $80,628 Building $250,842
2022Homeowner's exemption$107,281 Land $22,657 Building $84,624$321,843 Land $67,971 Building $253,872

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

Based on FCC filings for 338 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFOX RIVER GROVE
serves 4,702 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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Nearby Streets

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