1319 E Cardinal Dr, Lock Haven, PA 17745 Property Records

Clinton County property record for 1319 E Cardinal Dr, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,048 sqft · built 1987
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$297,900 (Sep 2022)
Tax Bill	$5,963 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-23715`

Property Details

APN / Parcel Number

Primary APN	`29-23715`
Alternative APN	`7A-A-0041`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,048 sqft Living Area
Gross Area	5,456 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Game Room	Game Room
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	7A-A -0041
Street Address	1319 E CARDINAL DR
City	LOCK HAVEN
State	PA
Zip	17745-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	41 CARDINAL DRIVE EAST
Legal Subdivision	SAGAMORE HILLS PLAN
Jurisdiction	CLINTON PA
Township / Civil Division	PINE CREEK
Census Block Group	2
Census Block	2051
Census Tract	30400

Owner

Source: Clinton County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1319 E CARDINAL DR, LOCK HAVEN, PA 17745-8809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Sep 29, 2022	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Nov 1, 2021	Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	20224013
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	1319 E CARDINAL DR, LOCK HAVEN, PA 17745-8809
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205119
Date	Dec 20, 2022
Instrument	2022-05119

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Sep 29, 2022
Property Address	1319 E CARDINAL DR, LOCK HAVEN, PA 17745-8809
Document Number	0202204013
Instrument Date	Sep 15, 2022
Instrument	2022-04013
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,979.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1319 E CARDINAL DR, LOCK HAVEN, PA 17745-8809

Mortgage

Document Number	0202204014
Date	Sep 29, 2022
Instrument	2022-04014

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Nov 1, 2021
Property Address	1319 E CARDINAL DR, LOCK HAVEN, PA 17745-8809
Document Number	2021005112
Instrument Date	Oct 25, 2021
Instrument	2021-005112
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1319 E CARDINAL DR, LOCK HAVEN, PA 17745-8809

Mortgage

Document Number	2021005113
Date	Nov 1, 2021
Instrument	2021-005113

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
County Subdivision	Pine Creek Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,963.00 (+8.69%) Homeowner's exemption	$262,200 (-) Land $38,200 Building $224,000
2023	$5,486.00	$262,200 Land $38,200 Building $224,000
2008			$262,200 Land $38,200 Building $224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWC APPALACHIAN DIST private · serves 3,000 people · EPA ID PA4180067
Water Source	Groundwater
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
River Valley Internet Fixed Wireless	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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