1319 Co Rd 2125 E, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1319 Co Rd 2125 E, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,366 sqft · built 1981
Lot Size	4.79 acres (208,652 sqft)
Owner	2 Company Names on Record
Last Sale	$580,000 (Jul 2025)
Tax Bill	$6,818 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`28-22-27-300-018`

Property Details

APN / Parcel Number

Primary APN	`28-22-27-300-018`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,366 sqft Living Area
Gross Area	6,722 sqft
Basement Area	2,366 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	208,652 sqft (4.79 acres)
Garage Type	Attached
Garage Area	1,990 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1319 COUNTY ROAD 2125 E
City	SAINT JOSEPH
State	IL
Zip	61873-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 13 SUB OF PT SECS. 22, 27, AND 28-19-10 AND OTHER LAND
Legal Range	10E
Legal Township	19N
Legal Section	27
Legal Subdivision	SUB
Legal Lot Number	13
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	4
Census Block	4125
Census Tract	10702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1319 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9711
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
May 9, 2022	Quit Claim Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	May 9, 2022 · Amount on Record
Deed Document Number	202510497
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1319 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9711
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1319 COUNTY ROAD, SAINT JOSEPH, IL 61873

Mortgage

Document Number	0000014825
Date	Aug 9, 2022
Instrument	2022R14825

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 6, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 9, 2022
Property Address	1319 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9711
Document Number	0000008192
Instrument Date	Apr 27, 2022
Instrument	2022R08192
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1319 2125 E, SAINT JOSEPH, IL 61873

Mortgage

Document Number	0000008193
Date	May 9, 2022
Instrument	2022R08193

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	Other
Margin	3
Max Rate	9.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,580 (+25.29%) Land $12,810 Building $103,770	$349,740 (+25.29%) Land $38,430 Building $311,310
2024	$6,818.00 (+12.97%)
2022	$6,035.00 Homeowner's exemption	$93,050 Land $10,230 Building $82,820	$279,150 Land $30,690 Building $248,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: MF Wireless, Nextlink, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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