1289 Co Rd 2125 E, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1289 Co Rd 2125 E, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,146 sqft · built 1972
Lot Size	2 acres (119,072 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,545 (2024)
Deeds & Mortgages	Jan 2017 Line of Credit Jun 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-34-101-008`

Property Details

APN / Parcel Number

Primary APN	`28-22-34-101-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,146 sqft Living Area
Gross Area	4,736 sqft
1st Floor Area	3,146 sqft
Basement Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	119,072 sqft (2 acres)
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1289 COUNTY ROAD 2125 E
City	SAINT JOSEPH
State	IL
Zip	61873-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 1, 2 CASTLES, M., SUB
Legal Range	10E
Legal Township	19N
Legal Section	34
Legal Subdivision	CASTLES, M., SUB
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	4
Census Block	4165
Census Tract	10702

Owner

1289 Co Rd 2125 E is owned and occupied by two individuals who acquired it in June 2011.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1289 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Jun 20, 2018	Loan Modification, Mortgage · Line of Credit BUSEY BK
Feb 27, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 30, 2011
Transfer Doc	0000013111
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1289 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9708
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000903
Date	Jan 17, 2017
Instrument	2017R00903

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT JOSEPH, IL 61873

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Dec 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1289 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9708
Document Number	0000011139
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1289 COUNTY ROAD 2125 E ST JOSEPH IL 618739708, ST JOSEPH, IL 61873-9708

Mortgage

Document Number	0000011139
Date	Jul 3, 2018
Instrument	11139

Lender

Name	BUSEY BK
Type	Bank
Address	ST JOSEPH, IL 61873

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 27, 2018
Property Address	1289 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9708
Document Number	0000002797
Instrument Date	Feb 26, 2018
Instrument	2797
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$40.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1289 COUNTY ROAD 2125 E ST JOSEPH IL 618739708, ST JOSEPH, IL 61873-9708

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,930 Land $9,870 Building $82,060	$275,790 Land $29,610 Building $246,180
2024	$4,545.00
2022	$4,001.00 Homeowner's exemption	$63,720 Land $7,880 Building $55,840	$191,160 Land $23,640 Building $167,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1289 Co Rd 2125 E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1289 Co Rd 2125 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
MF Wireless Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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