13188 308th St, Sebeka, MN 56477 Property Records

Wadena County property record for 13188 308th St, Sebeka, MN 56477

Property Summary

Property Type	Single Family Home
Details	2,926 sqft · built 2002
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Oct 2023)
Tax Bill	$4,922 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2022 Mortgage + 1 more
APN	`10-022-2010`

Property Details

APN / Parcel Number

Primary APN	`10-022-2010`

Interior

Stories	1 Story
Building Area	2,926 sqft Living Area
Basement Area	432 sqft
Finished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	1,742,400 sqft (40 acres)
Driveway	Driveway
Driveway Area	1 sqft
Deck Area	1,106 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Pole Barn	840 sqft

Location & Zoning

Street Address	13188 308TH ST
City	SEBEKA
State	MN
Zip	56477-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	40.00 AC - NE1/4 NW1/4 SUBJ TO EASEMENT
Legal Range	035
Legal Township	137
Legal Section	22
Jurisdiction	WADENA MN
Township / Civil Division	RED EYE
Census Block Group	2
Census Block	2091
Census Tract	480100

Owner

13188 308th St is owned and occupied by two individuals who bought it in October 2023.

Source: Wadena County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13188 308TH ST, SEBEKA, MN 56477-2153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Aug 27, 2021 · Amount on File
Deed Document Number	20231595172
Prior Transfer Date	Feb 22, 2008
Prior Transfer Doc	0000220964
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Oct 27, 2023
Property Address	13188 308TH ST, SEBEKA, MN 56477-2153
Document Number	0000265627
Instrument Date	Oct 23, 2023
Instrument	265627
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13188 308TH ST, SEBEKA, MN 56477-2153

Mortgage

Document Number	0000265628
Date	Oct 27, 2023
Instrument	265628

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	13188 308TH ST, SEBEKA, MN 56477-2153
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261225
Date	Apr 1, 2022
Instrument	261225

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Aug 27, 2021
Property Address	13188 308TH ST, SEBEKA, MN 56477-2153
Document Number	0000259267
Instrument Date	Aug 27, 2021
Instrument	259267
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,262.25
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13188 308TH ST, SEBEKA, MN 56477-2153

Mortgage

Document Number	0000259268
Date	Aug 27, 2021
Instrument	259268

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 13188 308th St was $4,922 with a homeowner's exemption, down 3.3% from the year before.

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
County Subdivision	Red Eye Township
Unified School District	Sebeka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,922.00 (-3.26%) Homeowner's exemption	$497,700 (-3.43%) Land $115,400 Building $382,300	$497,700 (-3.43%) Land $115,400 Building $382,300
2025	$5,088.00 Homeowner's exemption	$515,400 Land $107,700 Building $407,700	$515,400 Land $107,700 Building $407,700
2023	$4,378.00 Homeowner's exemption	$448,100 Land $89,700 Building $358,400	$448,100 Land $89,700 Building $358,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 13188 308th St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13188 308th St is moderate, ranking above 57% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 82% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Central Telephone Association Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 308th St

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