12405 308th St, Sebeka, MN 56477 Property Records

Wadena County property record for 12405 308th St, Sebeka, MN 56477

Property Summary

Property Type	Single Family Home
Details	1,688 sqft · built 1975
Lot Size	9.85 acres (429,066 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2024)
Tax Bill	$2,290 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2018 Mortgage
APN	`10-021-1020`

Property Details

APN / Parcel Number

Primary APN	`10-021-1020`

Interior

Stories	1 Story
Building Area	1,688 sqft Living Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	429,066 sqft (9.85 acres)
Garage Type	Mixed
Garage Area	1,144 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	4 Parking Spaces
Deck Area	110 sqft
Pole Barn	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	12405 308TH ST
City	SEBEKA
State	MN
Zip	56477-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	9.85 AC - W 700' OF N 613' OF SW1/4 NE1/4
Legal Range	035
Legal Township	137
Legal Section	21
Jurisdiction	WADENA MN
Township / Civil Division	RED EYE
Census Block Group	2
Census Block	2107
Census Tract	480100

Owner

Source: Wadena County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12405 308TH ST, SEBEKA, MN 56477-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 13, 2018	Deed of Trust, Mortgage · VA Mortgage CAMBRIA FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Jun 14, 2006 · Amount on Record
Deed Document Number	20241656713
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	12405 308TH ST, SEBEKA, MN 56477-2155
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261044
Date	Mar 2, 2022
Instrument	261044

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	12405 308TH ST, SEBEKA, MN 56477-2155
Transaction Type	Mortgage
Record Updated	Feb 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	250428
Date	Aug 13, 2018
Instrument	250428

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
County Subdivision	Red Eye Township
Unified School District	Sebeka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,290.00 (-7.88%) Homeowner's exemption	$250,000 (+0.44%) Land $51,500 Building $198,500	$250,000 (+0.44%) Land $51,500 Building $198,500
2025	$2,486.00 (+4,043.33%) Homeowner's exemption	$248,900 (+10.23%) Land $50,700 Building $198,200	$248,900 (+10.23%) Land $50,700 Building $198,200
2023	$60.00 Homeowner's exemption Veteran's exemption	$225,800 Land $42,000 Building $183,800	$225,800 Land $42,000 Building $183,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Central Telephone Association Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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