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13185 Harbor Dr, Temple, TX 76502 Property Records

Bell County property record for 13185 Harbor Dr, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,248 sqft · built 1994
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Tax Bill$2,879 (2025)
Deeds & MortgagesMar 2023 Sale
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN0397280316

Property Details

APN / Parcel Number

Primary APN0397280316
Alternative APNs
  • 222562
  • 98165

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
PorchOpen Porch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address13185 HARBOR DR
CityTEMPLE
StateTX
Zip76502-6813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEAIRE SECTION II, BLOCK 001, LOT 0159
Legal SubdivisionLAKEAIRE SECTION II
Legal Block1
Legal Lot Number159
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group3
Census Block3014
Census Tract20203

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 577, MOODY, TX 76557-0577
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2023Warranty Deed, Transfer
INDEPENDENCE TITLE
Nov 3, 2022Warranty Deed, Transfer
NOT AVAILABLE, NA1TIONAL TITLE SERIVCES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2023
Deed SaleMar 6, 2023
Prior SaleFeb 16, 2023
Deed Document Number20238821
Prior Transfer DateFeb 10, 2023
Prior Transfer Doc0000006365
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateMar 6, 2023
Property Address13185 HARBOR DR, TEMPLE, TX 76502-6813
Document Number0000008821
Map ReferenceCAB A SL 238-B
Instrument DateMar 2, 2023
Instrument2023008821
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 FM 619, TAYLOR, TX 76574-3436

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 577, MOODY, TX 76557-0577
InvestorPossibly a Property Investor

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateNov 3, 2022
Property Address13185 HARBOR DR, TEMPLE, TX 76502-6813
Document Number0000067148
Map ReferenceCAB A SL 238-B
Instrument DateOct 28, 2022
Instrument2022067148
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyNOT AVAILABLE, NA1TIONAL TITLE SERIVCES LLC

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address817 WINCHESTER RD STE 150, 817, LEXINGTON, KY 40505-3757

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 FM 619, TAYLOR, TX 76574-3436

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,879.00 (+872.64%)$194,000 (+25.16%) Land $30,400 Building $163,600$194,000 (+25.16%) Land $30,400 Building $163,600
2023$296.00 (-69.98%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$155,000 Land $17,700 Building $137,300$155,000 Land $17,700 Building $137,300
2022$986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOFFAT WSC
serves 4,633 people · EPA ID TX0140028
Water SourcePurchased surface water from BLUEBONNET WSC
Last State InspectionOct 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Altitude ISP, Nextlink.

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