13172 Harbor Dr, Temple, TX 76502 Property Records

Bell County property record for 13172 Harbor Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	850 sqft · built 2023
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0397280280`

Property Details

APN / Parcel Number

Primary APN	`0397280280`
Alternative APNs	`90945` `64748`

Interior

Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Metal
Roof Type	Hip
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	13172 HARBOR DR
City	TEMPLE
State	TX
Zip	76502-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEAIRE SECTION II, BLOCK 001, LOT 0141
Legal Subdivision	LAKEAIRE SECTION II
Legal Block	1
Legal Lot Number	141
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3000
Census Tract	20203

Owner

Source: Bell County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13172 HARBOR DR, TEMPLE, TX 76502-7437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit FROST BANK
Apr 10, 2023	Warranty Deed, Transfer NOT AVAILABLE, TEJAS LAND & TITLE LLC
Nov 22, 2022	Warranty Deed, Transfer NOT AVAILABLE, TEJAS LAND & TITLE LLC
Apr 7, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023
Deed Sale	Apr 10, 2023
Prior Sale	Nov 22, 2022
Deed Document Number	202314658
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Jun 26, 2026
Property Address	13172 HARBOR DR, TEMPLE, TX 76502-7437
Document Number	0000032053
Instrument Date	Jun 17, 2026
Instrument	202632053
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13172 HARBOR DR, TEMPLE, TX 76502-7437

Mortgage

Document Number	0000032053,
Date	Jun 26, 2026
Instrument	202632053

Lender

Name	FROST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 10, 2023
Property Address	13172 HARBOR DR, TEMPLE, TX 76502-6811
Document Number	0000014658
Map Reference	VOL 2 PG 111T
Instrument Date	Mar 23, 2023
Instrument	2023014658
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	NOT AVAILABLE, TEJAS LAND & TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Nov 22, 2022
Property Address	13172 HARBOR DR, TEMPLE, TX 76502-6811
Document Number	0000070469
Map Reference	VOL 2 PG 111T
Instrument Date	Nov 19, 2022
Instrument	2022070469
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	NOT AVAILABLE, TEJAS LAND & TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1713 CAPITOL AVE, CHEYENNE, WY 82001-4527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 JORDAN GRV, WEST DES MOINES, IA 50265-6464

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 7, 2022
Property Address	13172 HARBOR DR, TEMPLE, TX 76502-6811
Document Number	0000022123
Map Reference	VOL 1753 PG 1
Instrument Date	Apr 6, 2022
Instrument	2022022123
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1008 E GASSAWAY, LOTT, TX 76656-4086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 CAPITOL AVE, CHEYENNE, WY 82001-4528
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,995.00 (+670.27%)	$250,761 (+1,316.73%) Land $30,400 Building $220,361	$250,761 (+1,316.73%) Land $30,400 Building $220,361
2023	$259.00 (+159%)	$17,700 Land $17,700	$17,700 Land $17,700
2022	$100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Altitude ISP, Nextlink, Verizon.

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