13180 Terrell Ridge Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 13180 Terrell Ridge Rd, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,408 sqft · built 1983
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$248,000 (Aug 2015)
Tax Bill	$3,832 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`15-08-228-004`

Property Details

APN / Parcel Number

Primary APN	`15-08-228-004`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	255 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	13180 TERRELL RIDGE RD
City	DUBUQUE
State	IA
Zip	52003-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 10 TERRELL RIDGE SUB;
Legal Subdivision	TERRELL RIDGE SUB
Legal Lot Number	10
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	3
Census Block	3005
Census Tract	10105

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13180 TERRELL RIDGE RD, DUBUQUE, IA 52003-9657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK
Feb 9, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PREMIER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2015 · Amount on Record
Deed Sale	Aug 12, 2015 · Amount on Record
Prior Sale	Jul 2, 2013 · Amount on Record
Deed Document Number	2015-00010373
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	13180 TERRELL RIDGE RD, DUBUQUE, IA 52003-9657
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002606
Date	Feb 24, 2022
Instrument	2022-00002606

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DUBUQUE IA
Recording Date	Feb 9, 2017
Property Address	13180 TERRELL RIDGE RD, DUBUQUE, IA 52003-9657
Instrument Date	Feb 8, 2017
Instrument	1716
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13180 TERRELL RIDGE RD DUBUQUE IA 520039657, DUBUQUE, IA 52003-9657

Mortgage

Document Number	0000001716
Date	Feb 9, 2017
Instrument	1716

Lender

Name	PREMIER BK
Type	Bank
Address	2625 NW ARTERIAL, DUBUQUE, IA 52002-0502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 8, 2018

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$365,400 (+3.95%) Land $67,900 Building $297,500	$365,400 (+3.95%) Land $67,900 Building $297,500
2024	$3,832.00 (-0.31%)
2023		$351,500 (+25.28%) Land $64,600 Building $286,900	$351,500 (+25.28%) Land $64,600 Building $286,900
2022	$3,844.00 Homeowner's exemption	$280,580 Land $59,850 Building $220,730
2021			$280,580 Land $59,850 Building $220,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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