13138 Terrell Ridge Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 13138 Terrell Ridge Rd, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,576 sqft · built 1994
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Nov 2021)
Tax Bill	$4,950 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-228-005`

Property Details

APN / Parcel Number

Primary APN	`15-08-228-005`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,576 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	2,576 sqft
Finished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	312 sqft
Patio Area	1,448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	13138 TERRELL RIDGE RD
City	DUBUQUE
State	IA
Zip	52003-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 11 TERRELL RIDGE SUB;
Legal Subdivision	TERRELL RIDGE SUB
Legal Lot Number	11
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	3
Census Block	3005
Census Tract	10105

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13138 TERRELL RIDGE RD, DUBUQUE, IA 52003-9657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage DUTRAC COMMUNITY CU
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	2021-00018954
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	13138 TERRELL RIDGE RD, DUBUQUE, IA 52003-9657
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015016
Date	Dec 2, 2019
Instrument	2019-00015016

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	13138 TERRELL RIDGE RD, DUBUQUE, IA 52003-9657
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004637
Date	Apr 8, 2022
Instrument	2022-00004637

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 17, 2021
Property Address	13138 TERRELL RIDGE RD, DUBUQUE, IA 52003-9657
Document Number	0000018954
Instrument Date	Nov 10, 2021
Instrument	2021-00018954
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$607.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13138 TERRELL RIDGE RD, DUBUQUE, IA 52003-9657
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018955
Date	Nov 17, 2021
Instrument	2021-00018955

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$444,000 (+4.94%) Land $67,900 Building $376,100	$444,000 (+4.94%) Land $67,900 Building $376,100
2024	$4,950.00 (+0.98%)
2023		$423,100 (+22.15%) Land $64,600 Building $358,500	$423,100 (+22.15%) Land $64,600 Building $358,500
2022	$4,902.00 Homeowner's exemption	$346,390 Land $59,850 Building $286,540
2021			$346,390 Land $59,850 Building $286,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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