McLennan County property record for 1318 Stephanie, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,778 sqft · built 1999 |
| Lot Size | 0.256 acres (11,160 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,845 (2024) |
| Deeds & Mortgages | May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 280578000010010 |
| Primary APN | 280578000010010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 2,196 sqft |
| 1st Floor Area | 1,778 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,160 sqft (0.256 acres) |
| Lot Dimensions | 120 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Driveway | Driveway |
| Driveway Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 215 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 127927 |
|---|---|
| Old Parcel Number | 2805780000100100111 |
| Street Address | 1318 STEPHANIE |
| City | WACO |
| State | TX |
| Zip | 76705-7511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | TRI CITIES LOT 1 BLOCK 5 ACRES .2562 |
| Legal Subdivision | TRI CITIES |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1600 |
Source: McLennan County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1318 STEPHANIE, WACO, TX 76705-7511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 1999 |
| Deed Sale | Jul 27, 1999 |
| Deed Document Number | 0000504226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1318 STEPHANIE, WACO, TX 76705-7511 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1318 STEPHANIE, WACO, TX 76705-7511 |
| Document Number | 0000015738 |
|---|---|
| Date | May 29, 2024 |
| Instrument | 2024015738 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellmead City |
| County | McLennan County |
| Unified School District | La Vega Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $229,110 (-3.99%) Land $25,560 Building $203,550 | $229,110 (-3.99%) Land $25,560 Building $203,550 | |
| 2024 | $4,845.00 (+13.49%) | ||
| 2023 | $238,630 Land $25,560 Building $213,070 | $238,630 Land $25,560 Building $213,070 | |
| 2022 | $4,269.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile.
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