1313 Stephanie, Waco, TX 76705 Property Records

McLennan County property record for 1313 Stephanie, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,812 sqft · built 2003
Lot Size0.257 acres (11,199 sqft)
OwnerIndividual Name on File
Tax Bill$3,497 (2024)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN280578000009049

Property Details

APN / Parcel Number

Primary APN280578000009049
Alternative APNs
  • 2805780000090490101
  • 127920

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,812 sqft Living Area
Gross Area2,270 sqft
1st Floor Area1,812 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area11,199 sqft (0.257 acres)
Lot Dimensions140 ft deep x 80 ft wide
Garage TypeAttached
Garage Area458 sqft
DrivewayDriveway
Driveway Area666 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number127920
Old Parcel Number2805780000090490101
Street Address1313 STEPHANIE
CityWACO
StateTX
Zip76705-7512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTRI CITIES LOT 4 BLOCK 4 ACRES .2571
Legal SubdivisionTRI CITIES
Legal Block4
Legal Lot Number4
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2001
Census Tract1600

Owner

Source: McLennan County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1313 STEPHANIE, WACO, TX 76705-7512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2021
Deed SaleApr 19, 2021
Deed Document Number2021014637
Record UpdatedJun 8, 2026

April 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateApr 19, 2021
Property Address1313 STEPHANIE, WACO, TX 76705-7512
Document Number0000014637
Map ReferenceVOL 1865 PG 17
Instrument DateApr 13, 2021
Instrument2021014637
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyBLACKHAWK TITLE COMPANY, BLACKACRE TITLE COMAPNY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 JOANGER PASS, LEANDER, TX 78641

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 STEPHANIE, WACO, TX 76705-7512

Mortgage

Document Number0000014638
DateApr 19, 2021
Instrument2021014638
Lender
NameNAVY FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$235,070 (-3.97%) Land $25,650 Building $209,420$235,070 (-3.97%) Land $25,650 Building $209,420
2024$3,497.00 (+12.92%)
2023$244,790 Land $25,650 Building $219,140$244,790 Land $25,650 Building $219,140
2022$3,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Helmsco
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile USA.

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