Story County property record for 1318 S 2nd St, Ames, IA 50010
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 782 sqft · built 1940 |
| Lot Size | 0.157 acres (6,842 sqft) |
| Owner | Company Name on File |
| Last Sale | $47,688 (Jan 2014) |
| Tax Bill | $1,994 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-203-010 |
| Primary APN | 09-10-203-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 782 sqft Living Area |
| 1st Floor Area | 747 sqft |
| Basement Area | 747 sqft |
| Finished Basement | 598 sqft |
| Unfinished Basement | 149 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,842 sqft (0.157 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 265 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1318 S 2ND ST |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-6928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UCRM |
| Legal Description | LINCOLN ADD W70' LOTS 3 & 4 BLK 2 |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 10 |
| Legal Subdivision | LINCOLN'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 3,4 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1000 |
Source: Story County records · APN 09-10-203-010
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2323 HAYES AVE, AMES, IA 50010-4538 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 01, 2020 | Deed of Trust, Mortgage · Commercial Mortgage AVAILA BANK |
| Oct 01, 2020 | Deed of Trust, Mortgage · Commercial Mortgage AVAILA BANK |
| Jan 31, 2014 | Legal Action/Court Order, Foreclosure · Line of Credit FIFTH FUNDING GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2014 · Amount on Record |
| Deed Sale | Jan 31, 2014 · Amount on Record |
| Deed Document Number | 2014873 |
| Prior Transfer Date | Jan 08, 2014 |
| Prior Transfer Doc | 0000000872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1318 S 2ND ST, AMES, IA 50010-6928 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202011557 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 2020-11557 |
| Name | AVAILA BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 10, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1318 S 2ND ST, AMES, IA 50010-6928 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202011557 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 2020-11557 |
| Name | AVAILA BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 10, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jan 31, 2014 |
| Property Address | 1318 S 2ND ST, AMES, IA 50010-6928 |
| Document Number | 201400000873 |
| Instrument Date | Jan 08, 2014 |
| Instrument | 2014-00000873 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $763.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 220 S RIVERSIDE DR, AMES, IA 50010-6940 |
| Document Number | 201400000874 |
|---|---|
| Date | Jan 31, 2014 |
| Instrument | 2014-00000874 |
| Name | FIFTH FUNDING GROUP |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,994.00 | $154,300 (+12.3%) Land $44,500 Building $109,800 | $154,300 (+12.3%) Land $44,500 Building $109,800 |
| 2024 | $1,994.00 (-2.92%) | ||
| 2023 | $137,400 Land $30,500 Building $106,900 | $137,400 Land $30,500 Building $106,900 | |
| 2022 | $2,054.00 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 27 (1984–2010) |
| Claims Outside the SFHA | 8 of 27 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: ICS Advanced Technologies.
Based on FCC filings for 135 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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