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1312 S 2nd St, Ames, IA 50010 Property Records

Story County property record for 1312 S 2nd St, Ames, IA 50010 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 778 sqft · built 1940
Lot Size0.158 acres (6,900 sqft)
OwnerCompany Name on File
Last Sale$140,000 (Jun 2016)
Tax Bill$3,050 (2025)
Deeds & MortgagesJan 2020 Refinance
Dec 2019 Refinance
Flood ZoneZone X (minimal risk)
APN09-10-203-020

Property Details

APN / Parcel Number

Primary APN09-10-203-020

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area778 sqft Living Area
1st Floor Area740 sqft
Basement Area740 sqft
Finished Basement698 sqft
Unfinished Basement337 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,900 sqft (0.158 acres)
Garage TypeDetached
Garage Area924 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Deck AreaDeck Area
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1312 S 2ND ST
CityAMES
StateIA
Zip50010-6928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINCOLN ADD E70.6' LOT 3 & LOT 4 BLK 2
Legal Range24W
Legal Township83N
Legal Section10
Legal SubdivisionLINCOLN'S ADD
Legal Block2
Legal Lot Number3,4
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1009
Census Tract1000

Owner

Source: Story County records · APN 09-10-203-020

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address305 S RUSSELL AVE, AMES, IA 50010-6945
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PREMIER CREDIT UNION
Dec 26, 2019Quit Claim Deed, Transfer · Stand-Alone Refinance
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2016 · Amount on Record
Deed SaleJun 03, 2016 · Amount on Record
Deed Document Number20164834
Last Transfer DateFeb 23, 2024
Transfer Doc0000001134
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address1312 S 2ND ST, AMES, IA 50010-6928
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202000786
DateJan 27, 2020
Instrument2020-00786
Lender
NamePREMIER CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTORY IA
Recording DateDec 26, 2019
Property Address1312 S 2ND ST, AMES, IA 50010-6928
Document Number20201912486
Instrument DateDec 20, 2019
Instrument202019-12486
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 S 2ND ST, AMES, IA 50010-6928

Mortgage

Document Number20201912487
DateDec 26, 2019
Instrument202019-12487
Lender
NameAMERICAN PACIFIC MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,050.00$202,200 (-3.81%) Land $44,900 Building $157,300$202,200 (-3.81%) Land $44,900 Building $157,300
2024$3,050.00 (+37.26%)
2023$210,200 Land $35,200 Building $175,000$210,200 Land $35,200 Building $175,000
2022$2,222.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191690010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies4 in force
Nearby Flood Claims27 (1984–2010)
Claims Outside the SFHA8 of 27
Most Recent ClaimAug 2010, river or lake flooding, Severe Storms, Flooding, And Tornadoes
Claims By Storm
  • Severe Storms & Flooding, Aug 1993 · 22 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: ICS Advanced Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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