1318 Penn St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1318 Penn St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,168 sqft · built 1922
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$154,812 (Sep 2024)
Tax Bill	$284 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
APN	`06-4.0-17-001-004-018.000`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-17-001-004-018.000`

Interior

Building Area	1,168 sqft Base Area
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	147 ft deep x 42 ft wide

Location & Zoning

Street Address	1318 PENN ST
City	SAINT JOSEPH
State	MO
Zip	64503-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LINDSAY'S CHANGE & SUB-DIV. LOT:5 BLK:LGL DESC:
Legal Subdivision	LINDSAYS CHANGE & SUB-DIV
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2064
Census Tract	3001

Owner

1318 Penn St is owned and occupied by an individual who bought it in September 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1318 PENN ST, SAINT JOSEPH, MO 64503-2549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Sep 26, 2006 · Amount on File
Deed Document Number	20247060
Deed Book / Page	3800 / 624
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1318 PENN ST, SAINT JOSEPH, MO 64503-2549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017007885
Date	Aug 11, 2017
Instrument	2017007885

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1318 Penn St was $284, up 0.4% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$284.00 (+0.35%)	$3,930 Land $1,050 Building $2,880	$20,680 Land $5,500 Building $15,180
2024	$283.00 (+14.57%)
2023	$247.00 (-0.4%)	$3,730 (-) Land $1,050 Building $2,680	$19,620 Land $5,500 Building $14,120
2022	$248.00	$3,730 Land $1,050 Building $2,680
2021			$19,620 Land $5,500 Building $14,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1318 Penn St; 8 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 Penn St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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