1306 Penn St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1306 Penn St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,036 sqft · built 1907
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$346,900 (Sep 2021)
Tax Bill	$258 (2025)
Deeds & Mortgages	Aug 2022 Transfer Sep 2021 Line of Credit + 3 more
APN	`06-4.0-17-001-004-030.000`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-17-001-004-030.000`

Interior

Building Area	1,036 sqft Base Area
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	147 ft deep x 42 ft wide

Location & Zoning

Street Address	1306 PENN ST
City	SAINT JOSEPH
State	MO
Zip	64503-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LINDSAY'S CHANGE & SUB-DIV. LOT:2 BLK:LGL DESC:
Legal Subdivision	LINDSAYS CHANGE & SUB-DIV
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2064
Census Tract	3001

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	117 S LEXINGTON ST, 100, HARRISONVILLE, MO 64701-2443
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 9, 2021	Warranty Deed, Transfer · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC
Jul 1, 2020	Deed of Trust, Mortgage EXCHANGE BANK & TRUST CO
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK
Aug 18, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	Aug 18, 2017
Deed Document Number	20219718
Deed Book / Page	3767 / 25
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 18, 2022
Property Address	1306 PENN ST, SAINT JOSEPH, MO 64503-2549
Document Number	003779/340
Book / Page	3779 / 340
Instrument Date	Aug 5, 2022
Instrument	2022007958
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 SE ANCHOR LN, SAINT LUCIE WEST, FL 34983-2201

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 9, 2021
Property Address	1306 PENN ST, SAINT JOSEPH, MO 64503-2549
Document Number	3767/25
Book / Page	3767 / 25
Instrument Date	Jul 30, 2021
Instrument	2021009718
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 ROBINWOOD DR # DR2D, 108, LAKE OZARK, MO 65049-5240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 S LEXINGTON ST, HARRISONVILLE, MO 64701-2444

Mortgage

Document Number	2021009719
Date	Sep 9, 2021
Instrument	2021009719

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1306 PENN ST, SAINT JOSEPH, MO 64503-2549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3750/313
Date	Jul 1, 2020
Book Page	3750/313
Instrument	2020005469

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	RUSHVILLE, MO 64484

Agreement

Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1306 PENN ST, SAINT JOSEPH, MO 64503-2549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017009927
Date	Oct 3, 2017
Instrument	2017009927

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 18, 2017
Property Address	1306 PENN ST, SAINT JOSEPH, MO 64503-2549
Document Number	2017008190
Instrument Date	Aug 18, 2017
Instrument	2017008190
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 LAKESIDE DR, SAINT JOSEPH, MO 64503-2242

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$258.00	$3,570 (+7.21%) Land $1,050 Building $2,520	$18,780 (+7.31%) Land $5,500 Building $13,280
2024	$258.00 (+16.74%)
2023	$221.00 (-0.45%)	$3,330 (-) Land $1,050 Building $2,280	$17,500 (-) Land $5,500 Building $12,000
2022	$222.00	$3,330 Land $1,050 Building $2,280
2021			$17,500 Land $5,500 Building $12,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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