1318 N 2nd St, Temple, TX 76501 Property Records

Bell County property record for 1318 N 2nd St, Temple, TX 76501

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,829 sqft · built 1928
Lot Size0.38 acres (16,560 sqft)
OwnerIndividual Name on Record
Last Sale$67,500 (Dec 2009)
Tax Bill$2,569 (2025)
Deeds & MortgagesNov 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN0075370000

Property Details

APN / Parcel Number

Primary APN0075370000
Alternative APNs
  • 111298
  • 102935

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,829 sqft Living Area
1st Floor Area1,829 sqft
FlooringWood

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,560 sqft (0.38 acres)
Lot Dimensions120 ft deep x 138 ft wide
Garage TypeDetached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area166 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1318 N 2ND ST
CityTEMPLE
StateTX
Zip76501-2005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF1
Legal DescriptionKYLES ADDITION, BLOCK 010, LOT 1, 3
Legal SubdivisionKYLES ADDITION
Legal Block10
Legal Lot Number1,3
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2035
Census Tract20500

Owner

Source: Bell County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1318 N 2ND ST, TEMPLE, TX 76501-2005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2009 · Amount on Record
Deed SaleDec 22, 2009 · Amount on Record
Deed Document Number200948326
Record UpdatedOct 29, 2026

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address1318 N 2ND ST, TEMPLE, TX 76501-2005
Document Number0000056628
Instrument DateNov 14, 2019
Transaction TypeMortgage
Record UpdatedJan 2, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 N 2ND ST TEMPLE TX 765012005, TEMPLE, TX 76501-2005

Mortgage

Document Number0000056628
DateDec 12, 2019
Book Page011113/000750
Instrument56628
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount Recorded
Term360 Months
DueDec 11, 2049
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,569.00 (+30.34%)$118,099 (-7.38%)$118,224 (-7.28%) Land $30,967 Building $87,257
2023$1,971.00 (-1.6%) Homeowner's exemption$127,509 Land $28,483 Building $99,026$127,509 Land $28,483 Building $99,026
2022$2,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on N 2nd St

Nearby Streets

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