1309 N 2nd St, Temple, TX 76501 Property Records

Bell County property record for 1309 N 2nd St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,266 sqft · built 1971
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$182,473 (May 2026)
Tax Bill	$2,094 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0088460000`

Property Details

APN / Parcel Number

Primary APN	`0088460000`
Alternative APNs	`582466` `97281`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1309 N 2ND ST
City	TEMPLE
State	TX
Zip	76501-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	NORTH PARK, BLOCK 003, LOT PT 2, 3, (S 40 OF 2 & N 20 OF 3)
Legal Subdivision	NORTH PARK
Legal Block	3
Legal Lot Number	2,3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2036
Census Tract	20500

Owner

Source: Bell County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1309 N 2ND ST, TEMPLE, TX 76501-2004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed, Transfer · FHA Mortgage FIRST COVENANT BANK
Nov 2, 2021	Vendor's Lien, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Sep 17, 2020	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	202624360
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	0000072312
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	May 18, 2026
Property Address	1309 N 2ND ST, TEMPLE, TX 76501-2004
Document Number	0000024360
Instrument Date	May 18, 2026
Instrument	202624360
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 N 2ND ST, TEMPLE, TX 76501-2004

Mortgage

Document Number	0000024361,
Date	May 18, 2026
Instrument	202624361

Lender

Name	FIRST COVENANT BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 2, 2021
Property Address	1309 N 2ND ST, TEMPLE, TX 76501-2004
Document Number	0000072312
Map Reference	VOL 195 PG 539
Instrument Date	Oct 28, 2021
Instrument	2021072312
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 N 2ND ST, TEMPLE, TX 76501-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5919 LAGO VISTA WAY APT C4, C4, LAGO VISTA, TX 78645-5875

Mortgage

Document Number	0000072313
Date	Nov 2, 2021
Instrument	2021072313

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 17, 2020
Property Address	1309 N 2ND ST, TEMPLE, TX 76501-2004
Document Number	0000049825
Map Reference	VOL 195 PG 577
Instrument Date	Sep 15, 2020
Instrument	2020-00049825
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8415 COMPASS WAY, 8415, CALDWELL, ID 83607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 DILLON DR, COPPERAS COVE, TX 76522-4529

Mortgage

Document Number	0000049826
Date	Sep 17, 2020
Instrument	2020-00049826

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,094.00 (-27.64%)	$205,048 (+8%) Land $22,032 Building $183,016	$205,048 (+8%) Land $22,032 Building $183,016
2023	$2,894.00 (-30.32%) Homeowner's exemption	$189,857 Land $20,304 Building $169,553	$189,857 Land $20,304 Building $169,553
2022	$4,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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