1318 Loretta St, Oceanside, CA 92058 Property Records

San Diego County property record for 1318 Loretta St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1958
Lot Size	0.276 acres (12,035 sqft)
Owner	Company Name on File
Last Sale	$132,000 (Dec 1992)
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`144-170-45-00`

Property Details

APN / Parcel Number

Primary APN	`144-170-45-00`
Alternative APN	`1441702800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	12,035 sqft (0.276 acres)

Location & Zoning

Old Parcel Number	1441702800
Street Address	1318 LORETTA ST
City	OCEANSIDE
State	CA
Zip	92058-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 19 (EX HWY) TR 003030
Legal Subdivision	OCEANSIDE TERRACE
Legal Tract	003030
Legal Block	3
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18616

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2013 DAIRY MART RD, 3, SAN YSIDRO, CA 92173-1848
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 19, 2021	Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE CO
Mar 19, 2021	Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 10, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2017	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 28, 2017	Quit Claim Deed, Transfer TITLE 365

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 1992 · Amount on Record
Deed Sale	Dec 31, 1992 · Amount on Record
Deed Document Number	1992847190
Last Transfer Date	Feb 8, 2021
Transfer Doc	0000218249
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2021
Property Address	1318 LORETTA ST, OCEANSIDE, CA 92058-2224
Document Number	0000218250
Map Reference	MAP 3030
Instrument Date	Mar 19, 2021
Instrument	2021-0218250
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 DAIRY MART RD UNIT 3, 3, SAN DIEGO, CA 92173-1848

Mortgage

Document Number	0000218251
Date	Mar 19, 2021
Instrument	2021-0218251

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2021
Property Address	1318 LORETTA ST, OCEANSIDE, CA 92058-2224
Document Number	0000218252
Map Reference	MAP 3030
Instrument Date	Feb 8, 2021
Instrument	2021-0218252
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2013 DAIRY MART RD UNIT 3, 3, SAN YSIDRO, CA 92173-1848

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2021
Property Address	1318 LORETTA ST, OCEANSIDE, CA 92058-2224
Document Number	0000218249
Map Reference	MAP 3030
Instrument Date	Feb 8, 2021
Instrument	2021-0218249
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 DAIRY MART RD UNIT 3, 3, SAN DIEGO, CA 92173-1848

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1318 LORETTA ST, OCEANSIDE, CA 92058-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000184527
Date	May 16, 2019
Instrument	2019-0184527

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1318 LORETTA ST, OCEANSIDE, CA 92058-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 LORETTA ST, OCEANSIDE, CA 92058-2224

Mortgage

Document Number	0000455104
Date	Oct 31, 2018
Instrument	2018-0455104

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2017
Property Address	1318 LORETTA ST, OCEANSIDE, CA 92058-2224
Document Number	0000110740
Instrument Date	Feb 22, 2017
Instrument	110740
Transaction Type	Transfer
Record Updated	Mar 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1318 LORETTA ST OCEANSIDE CA 920582224, OCEANSIDE, CA 92058-2224

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2017
Property Address	1318 LORETTA ST, OCEANSIDE, CA 92058-2224
Document Number	0000095323
Map Reference	MAP3030
Instrument Date	Feb 22, 2017
Instrument	2017-0095323
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE365 COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 LORETTA ST, OCEANSIDE, CA 92058-2224

Mortgage

Document Number	0000095325
Date	Feb 28, 2017
Instrument	2017-0095325

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2017
Property Address	1318 LORETTA ST, OCEANSIDE, CA 92058-2224
Document Number	0000095324
Instrument Date	Feb 22, 2017
Instrument	95324
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1318 LORETTA ST OCEANSIDE CA 920582224, OCEANSIDE, CA 92058-2224

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$233,388 (+2%) Land $123,768 Building $109,620
2025	$2,609.00 (+5.2%)	$228,813 (+4.04%) Land $121,342 Building $107,471
2023	$2,480.00 (+1.51%)	$219,930 Land $116,631 Building $103,299
2022	$2,443.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile USA, Verizon.

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