San Diego County property record for 1316 Loretta St, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,140 sqft Living Area |
| Lot Size | 10,639 sqft (0.244 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2011) |
| Tax Bill | $2,640.00 (2025) |
| Primary APN | 144-170-42-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,140 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 10,639 sqft (0.244 acres) |
| Old Parcel Number | 1441702900 |
|---|---|
| Street Address | 1316 LORETTA ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-2224 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 20 (EX HWY) TR 003030 |
| Legal Subdivision | OCEANSIDE TERRACE |
| Legal Tract | 003030 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 18616 |
Source: San Diego County records · APN 144-170-42-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1316 LORETTA ST, OCEANSIDE, CA 92058-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Oct 16, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Jan 18, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Nov 05, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2011 · Amount on Record |
| Deed Sale | Oct 14, 2011 · Amount on Record |
| Deed Doc Number | 2011541435 |
| Prior Transfer Date | Jun 27, 2008 |
| Prior Transfer Doc | 0000369816 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1316 LORETTA ST, OCEANSIDE, CA 92058-2224 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1316 LORETTA ST, OCEANSIDE, CA 92058-2224 |
| Document Number | 0000215180 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-0215180 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1316 LORETTA ST, OCEANSIDE, CA 92058-2224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000478755 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 2017-0478755 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1316 LORETTA ST, OCEANSIDE, CA 92058-2224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1316 LORETTA ST, OCEANSIDE, CA 92058-2224 |
| Document Number | 0000020331 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 2019-0020331 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1316 LORETTA ST, OCEANSIDE, CA 92058-2224 |
| Document Number | 0000520518 |
| Instrument Date | Nov 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Address | 1316 LORETTA ST OCEANSIDE CA 920582224, OCEANSIDE, CA 92058-2224 |
| Document Number | 0000520518 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 520518 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $243,407 (+2%) Land $63,006 Building $180,401 | |
| 2025 | $2,640.00 (+5.31%) Homeowner's exemption | $238,635 (+4.04%) Land $61,771 Building $176,864 |
| 2023 | $2,507.00 (+1.58%) Homeowner's exemption | $229,371 Land $59,373 Building $169,998 |
| 2022 | $2,468.00 |
1316 Loretta St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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