1318 E Michele Dr, Palatine, IL 60074 Property Records

Cook County property record for 1318 E Michele Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,424 sqft · built 1958
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Company Names on Record
Last Sale	$292,500 (Jun 2017)
Tax Bill	$7,900 (2023)
Deeds & Mortgages	May 2026 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-13-403-021`

Property Details

APN / Parcel Number

Primary APN	`02-13-403-021`
Alternative APN	`02-13-403-021-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1318 E MICHELE DR
City	PALATINE
State	IL
Zip	60074-5655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINSTON) PARK (NORTHWEST)(UNIT1) SUB IN SEC 13-42-10
Legal Range	10E
Legal Township	42N
Legal Section	13
Legal Subdivision	WINSTON PARK NORTHWEST UNIT1
Legal Block	9
Legal Lot Number	22
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	3
Census Block	3021
Census Tract	803607

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1318 E MICHELE DR, PALATINE, IL 60074-5655
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 15, 2020	Deed of Trust, Mortgage · Conventional with PMI KEY MTG SVCS
Jun 6, 2017	Warranty Deed, Transfer · Conventional with PMI KEY MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	Apr 4, 2005 · Amount on Record
Deed Document Number	201749280
Last Transfer Date	Apr 30, 2026
Transfer Doc	0000022129
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	May 12, 2026
Property Address	1318 E MICHELE DR, PALATINE, IL 60074-5655
Document Number	0000022129
Instrument Date	Apr 30, 2026
Instrument	202622129
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1318 E MICHELE DR, PALATINE, IL 60074-5655

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1318 E MICHELE DR, PALATINE, IL 60074-5655
Document Number	2031017120
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1318 E MICHELE DR PALATINE IL 600745655, PALATINE, IL 60074-5655

Mortgage

Document Number	2031017120
Date	Nov 5, 2020
Instrument	31017120

Lender

Name	KEY MTG SVCS
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Nov 4, 2040

Interest

Rate Type	Fixed Rate
Rate	3%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 6, 2017
Property Address	1318 E MICHELE DR, PALATINE, IL 60074-5655
Document Number	1715749280
Instrument Date	May 23, 2017
Instrument	15749280
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1318 E MICHELE DR PALATINE IL 600745655, PALATINE, IL 60074-5655

Mortgage

Document Number	1715749281
Date	Jun 6, 2017
Instrument	15749281

Lender

Name	KEY MTG SVCS
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 (+16.67%) Land $7,980 Building $27,020	$350,000 (+16.67%) Land $79,800 Building $270,200
2023	$7,900.00 (+3.78%)
2022	$7,612.00 Homeowner's exemption	$30,000 Land $6,720 Building $23,280	$300,000 Land $67,200 Building $232,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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