1313 E Michele Dr, Palatine, IL 60074 Property Records

Cook County property record for 1313 E Michele Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,279 sqft · built 1958
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$313,000 (Aug 2021)
Tax Bill	$8,882 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-13-404-003`

Property Details

APN / Parcel Number

Primary APN	`02-13-404-003`
Alternative APN	`02-13-404-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,279 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1313 E MICHELE DR
City	PALATINE
State	IL
Zip	60074-5654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINSTON) PARK (NORTHWEST)(UNIT1) SUB IN SEC 13-42-10
Legal Range	10E
Legal Township	42N
Legal Section	13
Legal Subdivision	WINSTON PARK NORTHWEST UNIT1
Legal Block	10
Legal Lot Number	18
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	3
Census Block	3020
Census Tract	803607

Owner

1313 E Michele Dr is owned and occupied by an individual who bought it in August 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1313 E MICHELE DR, PALATINE, IL 60074-5654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Prior Sale	Oct 8, 2009 · Amount on File
Deed Document Number	202117127
Prior Transfer Date	Jan 8, 2021
Prior Transfer Doc	0000020429
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 20, 2021
Property Address	1313 E MICHELE DR, PALATINE, IL 60074-5654
Document Number	0023217127
Map Reference	DOC 16972096
Instrument Date	Aug 10, 2021
Instrument	2123217127
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1313 E MICHELE DR, PALATINE, IL 60074-5654

Mortgage

Document Number	0023217128
Date	Aug 20, 2021
Instrument	2123217128

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 22, 2021
Property Address	1313 E MICHELE DR, PALATINE, IL 60074-5654
Document Number	0008120429
Instrument Date	Jan 8, 2021
Instrument	2108120429
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 E MICHELE DR, PALATINE, IL 60074-5654

Mortgage

Document Number	0008120430
Date	Mar 22, 2021
Instrument	2108120430

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,000 Land $7,980 Building $28,020	$360,000 Land $79,800 Building $280,200
2023	$8,882.00 (+3.38%)
2022	$8,592.00 Homeowner's exemption	$30,000 Land $6,720 Building $23,280	$300,000 Land $67,200 Building $232,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1313 E Michele Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1313 E Michele Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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