1318 Cloudmont Dr, Junction City, OR 97448 Property Records

Lane County property record for 1318 Cloudmont Dr, Junction City, OR 97448

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,225 sqft · built 2009
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Nov 2021)
Tax Bill	$5,194 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-04-31-23-02400-000`

Property Details

APN / Parcel Number

Primary APN	`15-04-31-23-02400-000`
Alternative APN	`1819505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,225 sqft Finished Area
1st Floor Area	2,225 sqft

Exterior

Year Built	Built 2009
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	708 sqft
Driveway	Driveway
Driveway Area	1,500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1819505
Street Address	1318 CLOUDMONT DR
City	JUNCTION CITY
State	OR
Zip	97448-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE-FAMILY RES
Legal Description	LOT:84 SUBD:THE RESERVE AT JUNCTION CITY SEC/TWN/RNG/MER:SEC 31 TWN 15 RNG 04
Legal Range	04W
Legal Township	15S
Legal Section	31
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	THE RESERVE AT JUNCTION CITY
Legal Lot Number	84
Jurisdiction	LANE OR
Township / Civil Division	JUNCTION CITY
Census Block Group	1
Census Block	1019
Census Tract	403

Owner

1318 Cloudmont Dr is owned and occupied by an individual who bought it in November 2021.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1318 CLOUDMONT DR, JUNCTION CITY, OR 97448-8328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Feb 17, 2015
Deed Document Number	2021-073871
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 29, 2021
Property Address	1318 CLOUDMONT DR, JUNCTION CITY, OR 97448-8328
Document Number	0000073871
Map Reference	DOC 2008-024040
Instrument Date	Nov 22, 2021
Instrument	2021-073871
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1318 CLOUDMONT DR, JUNCTION CITY, OR 97448-8328

Mortgage

Document Number	0000073872
Date	Nov 29, 2021
Instrument	2021-073872

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1318 CLOUDMONT DR, JUNCTION CITY, OR 97448-8328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026806
Date	May 28, 2020
Instrument	2020-026806

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1318 Cloudmont Dr was $5,194.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Junction City
Unified School District	Junction City School District 69 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,194.00	$303,004	$510,229 Land $101,579 Building $408,650
2023	$4,905.00 (+4.87%)	$285,611 (+3%)	$535,496 (+4.04%) Land $86,640 Building $448,856
2022	$4,677.00	$277,293	$514,714 Land $76,421 Building $438,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 Cloudmont Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 Cloudmont Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUNCTION CITY WATER UTILITIES serves 7,000 people · EPA ID OR4100418
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

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