1309 Cloudmont Dr, Junction City, OR 97448 Property Records

Lane County property record for 1309 Cloudmont Dr, Junction City, OR 97448

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,649 sqft · built 2013
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Feb 2020)
Tax Bill	$4,663 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-04-31-23-00100-000`

Property Details

APN / Parcel Number

Primary APN	`15-04-31-23-00100-000`
Alternative APN	`1819273`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,649 sqft Finished Area
1st Floor Area	1,649 sqft

Exterior

Year Built	Built 2013
Exterior Material	Composition/Composite
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1819273
Street Address	1309 CLOUDMONT DR
City	JUNCTION CITY
State	OR
Zip	97448-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE-FAMILY RES
Legal Description	LOT:51 SUBD:THE RESERVE AT JUNCTION CITY SEC/TWN/RNG/MER:SEC 31 TWN 15 RNG 04
Legal Range	04W
Legal Township	15S
Legal Section	31
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	THE RESERVE AT JUNCTION CITY
Legal Lot Number	51
Jurisdiction	LANE OR
Township / Civil Division	JUNCTION CITY
Census Block Group	1
Census Block	1017
Census Tract	403

Owner

1309 Cloudmont Dr is owned and occupied by an individual who bought it in February 2020.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	1309 CLOUDMONT DR, JUNCTION CITY, OR 97448-8328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 6, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit SELCO CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2020 · Amount on File
Deed Sale	Feb 6, 2020 · Amount on File
Prior Sale	Jan 18, 2013 · Amount on File
Deed Document Number	2020-006077
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1309 CLOUDMONT DR, JUNCTION CITY, OR 97448-8328
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054926
Date	Sep 28, 2020
Instrument	2020-054926

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 6, 2020
Property Address	1309 CLOUDMONT DR, JUNCTION CITY, OR 97448-8328
Document Number	0000006077
Map Reference	DOC 2008-024040
Instrument Date	Feb 4, 2020
Instrument	2020-006077
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CLOUDMONT DR, JUNCTION CITY, OR 97448-8328

Mortgage

Document Number	0000006078
Date	Feb 6, 2020
Instrument	2020-006078

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1309 CLOUDMONT DR, JUNCTION CITY, OR 97448-8328
Document Number	0000033293
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CLOUDMONT DR JUNCTION CITY OR 974488328, JUNCTION CITY, OR 97448-8328

Mortgage

Document Number	0000033293
Date	Jul 18, 2018
Instrument	33293

Lender

Name	SELCO CMNTY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Cloudmont Dr was $4,663 with a veteran's exemption.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Junction City
Unified School District	Junction City School District 69 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,663.00 Veteran's exemption	$272,059	$451,917 Land $99,419 Building $352,498
2023	$4,404.00 (+4.88%) Veteran's exemption	$256,442 (+3%)	$471,470 (+4.21%) Land $84,825 Building $386,645
2022	$4,199.00 Veteran's exemption	$248,973	$452,424 Land $74,842 Building $377,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 Cloudmont Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Cloudmont Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

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