Stearns County property record for 1318 3rd St N, Saint Cloud, MN 56303 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,700 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,052.00 (2026) |
| Primary APN | 82-46506-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,700 sqft Living Area |
| 1st Floor | 1,028 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Metal Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Width | 66 ft Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 1318 3RD ST N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-3907 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W1/2 OF LOT 5 BLK 12 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | EDELBROCKS ADD |
| Legal Block | 12 |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 602 |
Source: Stearns County records · APN 82-46506-0000
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1318 3RD ST N, SAINT CLOUD, MN 56303-3907 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,052.00 (+14.64%) | $187,400 (+12.28%) Land $30,000 Building $157,400 | $187,400 (+12.28%) Land $30,000 Building $157,400 |
| 2025 | $166,900 (+4.05%) Land $30,000 Building $136,900 | $166,900 (+4.05%) Land $30,000 Building $136,900 | |
| 2023 | $1,790.00 | $160,400 Land $20,000 Building $140,400 | $160,400 Land $20,000 Building $140,400 |
1318 3rd St N is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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