1314 3rd St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1314 3rd St N, Saint Cloud, MN 56303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 874 sqft · built 1923
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$1,151 (2026)
Deeds & Mortgages	Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-46507-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46507-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	874 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Width	66 ft Width
Garage Area	207 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other

Location & Zoning

Street Address	1314 3RD ST N
City	SAINT CLOUD
State	MN
Zip	56303-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 OF LOT 5 BLK 12 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	EDELBROCKS ADD
Legal Block	12
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2025
Census Tract	602

Owner

Source: Stearns County records · APN 82-46507-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1314 3RD ST N, SAINT CLOUD, MN 56303-3907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 08, 2020
Transfer Doc	00A1570985
Record Updated	Sep 20, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 09, 2020
Property Address	1314 3RD ST N, SAINT CLOUD, MN 56303-3907
Document Number	00A1570985
Instrument Date	Jun 08, 2020
Instrument	A1570985
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,151.00 (-23.47%)	$142,400 (+11.51%) Land $30,000 Building $112,400	$142,400 (+11.51%) Land $30,000 Building $112,400
2025		$127,700 (+1.51%) Land $30,000 Building $97,700	$127,700 (+1.51%) Land $30,000 Building $97,700
2023	$1,504.00	$125,800 Land $20,000 Building $105,800	$125,800 Land $20,000 Building $105,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BIF IV Intrepid HoldCo	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Lumen Technologies, Spectrum, Xtratyme Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.