13170 Santee St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13170 Santee St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1988
Lot Size	0.401 acres (17,470 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Feb 2024)
Tax Bill	$5,062 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1320-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1320-0050`
Alternative APNs	`00699140` `699140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,670 sqft
1st Floor Area	1,724 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,470 sqft (0.401 acres)
Lot Dimensions	160 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	1,428 sqft
Deck Area	216 sqft
Patio Area	678 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00699140
Street Address	13170 SANTEE ST
City	SPRING HILL
State	FL
Zip	34609-1294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1320 LOT 5
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1320
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	41005

Owner

13170 Santee St is owned and occupied by an individual who acquired it in July 2026.

Source: Hernando County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	13170 SANTEE ST, SPRING HILL, FL 34609-1294
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 15, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 17, 2018	Warranty Deed, Transfer SOUTHEAST TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on File
Deed Sale	Feb 15, 2024 · Amount on File
Prior Sale	Apr 17, 2018 · Amount on File
Deed Document Number	20249889
Deed Book / Page	4392 / 1980
Last Transfer Date	Jul 13, 2026
Transfer Doc	0000047545
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Aug 11, 2026
Property Address	13170 SANTEE ST, SPRING HILL, FL 34609-1294
Document Number	0000054171
Book / Page	4746 / 885
Instrument Date	Aug 3, 2026
Instrument	202654171
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13170 SANTEE ST, SPRING HILL, FL 34609-1294

Mortgage

Document Number	0000054171,
Date	Aug 11, 2026
Book Page	4746/885
Instrument	202654171

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 14, 2026
Property Address	13170 SANTEE ST, SPRING HILL, FL 34609-1294
Document Number	0000047545
Book / Page	4734 / 1936
Instrument Date	Jul 13, 2026
Instrument	202647545
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13170 SANTEE ST, SPRING HILL, FL 34609-1294

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 15, 2024
Property Address	13170 SANTEE ST, SPRING HILL, FL 34609-1294
Document Number	0043921980
Book / Page	4392 / 1980
Map Reference	MB 9 PG 65
Instrument Date	Feb 7, 2024
Instrument	2024009889
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	ARROW TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21345 LAKE BAMBI CIR, LAND O LAKES, FL 34638-3304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13170 SANTEE ST, SPRING HILL, FL 34609-1294

Mortgage

Document Number	0043930001
Date	Feb 15, 2024
Book Page	4393/1
Instrument	2024009890

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Oct 6, 2022
Property Address	13170 SANTEE ST, SPRING HILL, FL 34609-1294
Document Number	0042270126
Book / Page	4227 / 126
Map Reference	MB 9 PG 65
Instrument Date	Sep 27, 2022
Instrument	2022073485
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13170 SANTEE ST, 13170, SPRING HILL, FL 34609-1294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13170 SANTEE ST, SPRING HILL, FL 34609-1294

Mortgage

Document Number	0004227128
Date	Oct 6, 2022
Instrument	4227/128

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 17, 2018
Property Address	13170 SANTEE ST, SPRING HILL, FL 34609-1294
Document Number	0035740302
Book / Page	003574 / 000302
Instrument Date	Apr 9, 2018
Instrument	23163
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13170 SANTEE ST SPRING HILL FL 346091294, SPRING HILL, FL 34609-1294

Tax Assessment & Valuation

The 2025 property tax bill for 13170 Santee St was $5,062.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,062.00	$306,197 Land $56,428 Building $249,769	$306,197 Land $56,428 Building $249,769
2023		$155,707 Land $155,707
2022	$1,763.00		$294,792 Land $44,723 Building $250,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13170 Santee St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13170 Santee St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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