1317 Smiling Fish Ln, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1317 Smiling Fish Ln, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,384 sqft · built 2016
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,000 (Jun 2010)
Tax Bill	$6,774 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`162961-1860`

Property Details

APN / Parcel Number

Primary APN	`162961-1860`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	2,384 sqft Living Area
Gross Area	3,251 sqft
1st Floor Area	2,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1317 SMILING FISH LN
City	SAINT AUGUSTINE
State	FL
Zip	32080-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55/102-107 SEAGROVE ST AUGUSTINE BEACH UNIT 8 LOT 186 OR3325/488
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	SEAGROVE ST. AUGUSTINE BEACH UNIT 8
Legal Block	3
Legal Lot Number	186
Legal Unit	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3023
Census Tract	21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1317 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit REUNION BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2010 · Amount on Record
Deed Sale	Jun 18, 2010 · Amount on Record
Deed Document Number	201028939
Deed Book / Page	3325 / 488
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1317 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304

Mortgage

Document Number	0051371376
Date	Dec 29, 2020
Book Page	5137/1376
Instrument	2020119308

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1317 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304
Document Number	0046420317
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1317 SMILING FISH LN ST AUGUSTINE FL 320802304, ST AUGUSTINE, FL 32080-2304

Mortgage

Document Number	0046420317
Date	Nov 16, 2018
Book Page	004642/000317
Instrument	82878

Lender

Name	REUNION BK/FL
Type	Bank
Address	ST AUGUSTINE, FL 32080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,692 (+2.7%)	$688,151 (-8.17%) Land $225,000 Building $463,151
2025	$6,774.00 (+8.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$433,001 (+2.9%)	$749,389 (+4.15%) Land $225,000 Building $524,389
2024	$6,223.00 (+4.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$420,798 (+3%)	$719,527 (+1.79%) Land $240,000 Building $479,527
2023	$5,969.00 (+1.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$408,542 (+3%)	$706,854 (+10.09%) Land $240,000 Building $466,854
2022	$5,872.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$396,643	$642,089 Land $201,600 Building $440,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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