1304 Smiling Fish Ln, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1304 Smiling Fish Ln, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,937 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Aug 2019)
Tax Bill	$9,470 (2025)
Deeds & Mortgages	Feb 2024 Transfer Nov 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`162961-1790`

Property Details

APN / Parcel Number

Primary APN	`162961-1790`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,937 sqft Living Area
Gross Area	3,909 sqft
1st Floor Area	2,103 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	509 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1304 SMILING FISH LN
City	SAINT AUGUSTINE
State	FL
Zip	32080-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55/102-107 SEAGROVE ST AUGUSTINE BEACH UNIT 8 LOT 179 OR4788/88 & 5907/1378
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	SEAGROVE ST. AUGUSTINE BEACH UNIT 8
Legal Block	3
Legal Lot Number	179
Legal Unit	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3023
Census Tract	21408

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1304 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Gift Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Oct 28, 2020	Loan Modification, Mortgage HANCOCK WHITNEY BK
Aug 30, 2019	Warranty Deed, Transfer · Commercial Mortgage CENTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Feb 1, 2016 · Amount on Record
Deed Document Number	201964754
Deed Book / Page	4788 / 88
Last Transfer Date	Feb 29, 2024
Transfer Doc	0059071378
Record Updated	Oct 29, 2026

February 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 29, 2024
Property Address	1304 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304
Document Number	0059071378
Book / Page	5907 / 1378
Instrument Date	Feb 29, 2024
Instrument	2024015247
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 SMILING FISH LN, ST AUGUSTINE, FL 32080-2304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1304 SMILING FISH LN, ST AUGUSTINE, FL 32080-2304

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1304 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 HIGH TIDE DR, SAINT AUGUSTINE, FL 32080-2306

Mortgage

Document Number	0051000440
Date	Nov 16, 2020
Book Page	5100/440
Instrument	2020103805

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1304 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048361582
Date	Nov 22, 2019
Book Page	4836/1582
Instrument	2019087990

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	1304 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304
Document Number	0051000410
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 30, 2020
Title Company	IN AND RET ESTATE TITLE, IN & RET ESTATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1304 SMILING FISH LN ST AUGUSTINE FL 320802304, ST AUGUSTINE, FL 32080-2304

Mortgage

Document Number	0051000410
Date	Nov 16, 2020
Book Page	005100/000410
Instrument	103802

Lender

Name	HANCOCK WHITNEY BK
Address	NEW ORLEANS, LA 70122

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 30, 2019
Property Address	1304 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304
Document Number	0047880088
Book / Page	4788 / 0088
Map Reference	MB 55 PG 102-107
Instrument Date	Aug 28, 2019
Instrument	2019064754
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 DEER CT, 2, ELKTON, MD 21921-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 BEARDED IRIS LN, HIGH POINT, NC 27265-8725

Mortgage

Document Number	0000478890
Date	Aug 30, 2019
Instrument	4788/90

Lender

Name	CENTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 15, 2024

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$611,481 (+2.7%)	$744,702 (-1%) Land $235,000 Building $509,702
2025	$9,470.00 (+8.9%) Homeowner's exemption	$595,405 (+2.9%)	$827,413 (+5.37%) Land $235,000 Building $592,413
2024	$8,696.00 (+3.17%) Homeowner's exemption	$578,625 (+3%)	$785,274 (+2.54%) Land $250,000 Building $535,274
2023	$8,429.00 (+1.52%) Homeowner's exemption	$561,772 (+3%)	$765,810 (+11.34%) Land $250,000 Building $515,810
2022	$8,303.00 Homeowner's exemption	$545,410	$687,825 Land $207,200 Building $480,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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