Union County property record for 1317 Reflections Dr, Monroe, NC 28112 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,044 sqft · built 2003 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Nov 2006) |
| Tax Bill | $2,103 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-327-083 |
| Primary APN | 09-327-083 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,044 sqft Living Area |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 49,658 sqft (1.14 acres) |
| Porch | Slab |
| Porch Area | 216 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1317 REFLECTIONS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #7 REFLECTIONS@CORINTH MAP2 OPCG412 |
| Legal Subdivision | REFLECTIONS AT CORINTH |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 20501 |
Source: Union County records · APN 09-327-083
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1317 REFLECTIONS DR, MONROE, NC 28112-8077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 18, 2018 | Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2006 · Amount on Record |
| Deed Sale | Nov 01, 2006 · Amount on Record |
| Prior Sale | Mar 19, 2004 · Amount on Record |
| Deed Document Number | 200650714 |
| Deed Book / Page | 4354 / 184 |
| Last Transfer Date | Jan 09, 2018 |
| Transfer Doc | 7088785 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1317 REFLECTIONS DR, MONROE, NC 28112-8077 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0008391228 |
|---|---|
| Date | Feb 04, 2022 |
| Book Page | 8391/228 |
| Instrument | 4440 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Feb 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 18, 2018 |
| Property Address | 1317 REFLECTIONS DR, MONROE, NC 28112-8077 |
| Document Number | 7088785 |
| Book / Page | 007088 / 000785 |
| Instrument Date | Jan 09, 2018 |
| Instrument | 1383 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1317 REFLECTIONS DR MONROE NC 281128077, MONROE, NC 28112-8077 |
| Document Number | 7088787 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 007088/000787 |
| Instrument | 1384 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2048 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,103.00 (+11.8%) | $436,800 (+47.27%) Land $90,100 Building $346,700 | $436,800 (+47.27%) Land $90,100 Building $346,700 |
| 2023 | $1,881.00 | $296,600 Land $50,100 Building $246,500 | $296,600 Land $50,100 Building $246,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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