Union County property record for 1303 Reflections Dr, Monroe, NC 28112 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,610 sqft · built 2001 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Dec 2019) |
| Tax Bill | $1,992 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-327-080 |
| Primary APN | 09-327-080 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| Gross Area | 2,080 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Detached |
| Garage Area | 950 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 123 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1303 REFLECTIONS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #4 REFLECTIONS@CORINTH MAP2 OPCG412 |
| Legal Subdivision | REFLECTIONS AT CORINTH |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 20501 |
Source: Union County records · APN 09-327-080
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1303 REFLECTIONS DR, MONROE, NC 28112-8077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Dec 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on Record |
| Deed Sale | Dec 10, 2019 · Amount on Record |
| Prior Sale | Jan 10, 2002 · Amount on Record |
| Deed Document Number | 201938522 |
| Deed Book / Page | 7536 / 165 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1303 REFLECTIONS DR, MONROE, NC 28112-8077 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1303 REFLECTIONS DR, MONROE, NC 28112-8077 |
| Document Number | 0008737660 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 8737/660 |
| Instrument | 15783 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 10, 2019 |
| Property Address | 1303 REFLECTIONS DR, MONROE, NC 28112-8077 |
| Document Number | 0007536165 |
| Book / Page | 7536 / 165 |
| Map Reference | CAB G FILE 412 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 0038522 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 868 ED RICKARD RD, 868, LEXINGTON, NC 27295-5244 |
| Name | Verified Name |
|---|---|
| Address | 1303 REFLECTIONS DR, MONROE, NC 28112-8077 |
| Document Number | 0000038523 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 0038523 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Nov 01, 2050 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,992.00 (+9.81%) | $413,800 (+44.69%) Land $87,600 Building $326,200 | $413,800 (+44.69%) Land $87,600 Building $326,200 |
| 2023 | $1,814.00 | $286,000 Land $48,400 Building $237,600 | $286,000 Land $48,400 Building $237,600 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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