1317 Misty Ln, Gilbert, SC 29054 Property Records

Lexington County property record for 1317 Misty Ln, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,282 sqft · built 2004
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Nov 2017)
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002318-02-018`

Property Details

APN / Parcel Number

Primary APN	`002318-02-018`
Alternative APN	`0231802018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,282 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1317 MISTY LN
City	GILBERT
State	SC
Zip	29054-9173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT 28
Legal Subdivision	MICHAEL K WHETSTONE
Legal Lot Number	28
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2002
Census Tract	21303

Owner

1317 Misty Ln is owned and occupied by an individual who bought it in November 2017.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1317 MISTY LN, GILBERT, SC 29054-9173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Nov 6, 2019	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Nov 20, 2017	Warranty Deed, Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017 · Amount on File
Deed Sale	Nov 20, 2017 · Amount on File
Deed Document Number	201754877
Deed Book / Page	19635 / 272
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1317 MISTY LN, GILBERT, SC 29054-9173
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2108201704
Date	Nov 14, 2023
Book Page	21082/1704
Instrument	2023040604

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1317 MISTY LN, GILBERT, SC 29054-9173
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2092001591
Date	Feb 3, 2021
Book Page	20920/1591
Instrument	2021005743

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1317 MISTY LN, GILBERT, SC 29054-9173
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2084302909
Date	Nov 6, 2019
Book Page	20843/2909
Instrument	2019051108

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Nov 20, 2017
Property Address	1317 MISTY LN, GILBERT, SC 29054-9173
Document Number	1963500272
Book / Page	019635 / 000272
Instrument Date	Nov 16, 2017
Instrument	54877
Transaction Type	Transfer
Record Updated	Dec 1, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1317 MISTY LN GILBERT SC 290549173, GILBERT, SC 29054-9173

Mortgage

Document Number	1963500276
Date	Nov 20, 2017
Book Page	019635/000276
Instrument	54878

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1317 Misty Ln was $2,074, up 9.2% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,074.00 (+9.22%)
2024	$1,899.00 (+4.46%)	$12,720 (-) Land $8,000 Building $4,720	$318,000 (-) Land $200,000 Building $118,000
2023	$1,818.00	$12,720 Land $8,000 Building $4,720	$318,000 Land $200,000 Building $118,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1317 Misty Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	7 (2015–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1317 Misty Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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