1316 Misty Ln, Gilbert, SC 29054 Property Records

Lexington County property record for 1316 Misty Ln, Gilbert, SC 29054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,400 sqft · built 2007
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$21,600,000 (Apr 2016)
Tax Bill$1,446 (2025)
Deeds & MortgagesMar 2022 Second Mortgage
Aug 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN002300-01-057

Property Details

APN / Parcel Number

Primary APN002300-01-057

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,400 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1316 MISTY LN
CityGILBERT
StateSC
Zip29054-9620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal DescriptionPT LOT 3
Legal Lot Number3
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group2
Census Block2016
Census Tract21303

Owner

Source: Lexington County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1316 MISTY LN, GILBERT, SC 29054-9620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Aug 19, 2019Loan Modification, Mortgage · FHA Mortgage
PINGORA LOAN SVCNG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2016 · Amount on Record
Deed SaleApr 21, 2016 · Amount on Record
Prior SaleDec 14, 2009 · Amount on Record
Deed Document Number201617360
Deed Book / Page18317 / 258
Prior Transfer DateOct 30, 2009
Prior Transfer Doc1400500300
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address1316 MISTY LN, GILBERT, SC 29054-9620
Transaction TypeMortgage
Record UpdatedMar 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 MISTY LN, GILBERT, SC 29054-9620

Mortgage

Document Number2099703798
DateMar 15, 2022
Book Page20997/3798
Instrument2022011881
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2052

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLEXINGTON SC
Property Address1316 MISTY LN, GILBERT, SC 29054-9620
Document Number2083902738
Instrument DateAug 19, 2019
Transaction TypeMortgage
Record UpdatedOct 29, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 MISTY LN GILBERT SC 290549620, GILBERT, SC 29054-9620

Mortgage

Document Number2083902738
DateOct 11, 2019
Book Page020839/002738
Instrument46417
Lender
NamePINGORA LOAN SVCNG
TypeFunding / Finance Company
AddressDENVER, CO 80202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 10, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,446.00 (+9.21%)$8,866 (-) Land $1,120 Building $7,746
2024$1,324.00 (+4.42%)$8,866 (-) Land $1,120 Building $7,746$221,643 (-) Land $28,000 Building $193,643
2023$1,268.00$8,866 Land $1,120 Building $7,746$221,643 Land $28,000 Building $193,643

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims7 (2015–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
8,000 / 8,000
Comporium
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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