1317 James Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1317 James Ave, Albert Lea, MN 56007

Property Summary

Property TypeCommercial
Lot Size0.15 acres (6,400 sqft)
OwnerCompany Name on File
Tax Bill$2,494 (2026)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34.049.0290

Property Details

APN / Parcel Number

Primary APN34.049.0290

Exterior

Lot Area6,400 sqft (0.15 acres)
Lot Dimensions64 ft deep x 100 ft wide

Location & Zoning

Street Address1317 JAMES AVE
CityALBERT LEA
StateMN
Zip56007-3144
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB2
Legal DescriptionEDINA MANOR LOT-010 BLOCK-002 N 100 FT LOT 10 BLK 2 EDINA MANOR
Legal SubdivisionEDINA MANOR
Legal Block2
Legal Lot Number10
JurisdictionFREEBORN MN
Township / Civil DivisionALBERT LEA
Census Block Group4
Census Block4015
Census Tract180900

Owner

1317 James Ave, a commercial property, is owned by a company.

Source: Freeborn County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address417 GARDEN RD, ALBERT LEA, MN 56007-1417
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEBORN MN
Property Address1317 JAMES AVE, ALBERT LEA, MN 56007
Transaction TypeMortgage
Record UpdatedJun 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA542107
DateApr 3, 2020
InstrumentA542107
Lender
NameFARMERS STATE BANK HARTLAND
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1317 James Ave was $2,494.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAlbert Lea City
CountyFreeborn County
Unified School DistrictAlbert Lea Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,494.00$65,700 Land $7,500 Building $58,200$65,700 Land $7,500 Building $58,200
2025$2,494.00
2023$2,304.00$54,200 Land $7,500 Building $46,700$54,200 Land $7,500 Building $46,700
2020$890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1317 James Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1993–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1317 James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAlbert Lea
serves 18,492 people · EPA ID MN1240001
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.81 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
GigFire
Fiber · Fixed Wireless
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Midco
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on James Ave

Nearby Streets

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