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1305 James Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1305 James Ave, Albert Lea, MN 56007

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 971 sqft · built 1937
Lot Size0.19 acres (8,250 sqft)
OwnerIndividual Name on Record
Tax Bill$1,560 (2026)
Deeds & MortgagesOct 2017 Mortgage
Jun 2021 Transfer
Flood ZoneZone X (minimal risk)
APN34.049.0250

Property Details

APN / Parcel Number

Primary APN34.049.0250

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area971 sqft Living Area
1st Floor Area736 sqft
Basement Area736 sqft
Unfinished Basement736 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Exterior MaterialWood Shingle
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,250 sqft (0.19 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeDetached
Garage Area396 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1305 JAMES AVE
CityALBERT LEA
StateMN
Zip56007-3144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB2
Legal DescriptionEDINA MANOR LOT 6 BLK 2 EDINA MANOR
Legal SubdivisionEDINA MANOR
Legal Block2
Legal Lot Number6
JurisdictionFREEBORN MN
Township / Civil DivisionALBERT LEA
Census Block Group4
Census Block4015
Census Tract180900

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1305 JAMES AVE, ALBERT LEA, MN 56007-3144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
FARMERS STATE BANK HARTLAND
Jun 3, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2010
Deed SaleSep 21, 2010
Deed Document Number2010490516
Last Transfer DateJun 2, 2021
Transfer Doc000A549118
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEBORN MN
Property Address1305 JAMES AVE, ALBERT LEA, MN 56007-3144
Transaction TypeMortgage
Record UpdatedDec 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A529299
DateOct 2, 2017
InstrumentA529299
Lender
NameFARMERS STATE BANK HARTLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2032
Interest
Rate TypeFixed Rate

June 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionFREEBORN MN
Recording DateJun 3, 2021
Property Address1305 JAMES AVE, ALBERT LEA, MN 56007-3144
Document Number000A549118
Instrument DateJun 2, 2021
InstrumentA549118
Transaction TypeTransfer
Record UpdatedDec 27, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAlbert Lea City
CountyFreeborn County
Unified School DistrictAlbert Lea Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,560.00 Homeowner's exemption$106,200 (+50.64%) Land $18,700 Building $87,500$106,200 (+50.64%) Land $18,700 Building $87,500
2025$1,560.00 (+33.79%)
2023$1,166.00 (+69.97%) Homeowner's exemption$70,500 Land $13,400 Building $57,100$70,500 Land $13,400 Building $57,100
2020$686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1993–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAlbert Lea
serves 18,492 people · EPA ID MN1240001
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.81 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
GigFire
Fiber · Fixed Wireless		1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Midco
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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