Olmsted County property record for 1317 E Center St, Rochester, MN 55904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,157 sqft · built 1915 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jul 2017) |
| Tax Bill | $2,646 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74.36.43.021592 |
| Primary APN | 74.36.43.021592 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,157 sqft Living Area |
| 1st Floor Area | 1,157 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1317 E CENTER ST |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55904-4791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-107 RANGE-014 STEBBINS ADD LOT-009 BLOCK-002 S145FT LOT 9 BLK 2 |
| Legal Range | 14 |
| Legal Township | 107 |
| Legal Section | 36 |
| Legal Subdivision | STEBBINS ADD |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 200 |
Source: Olmsted County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1317 E CENTER ST, ROCHESTER, MN 55904-4791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Aug 1, 2019 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Jul 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on Record |
| Deed Sale | Jul 7, 2017 · Amount on Record |
| Deed Document Number | 20171427820 |
| Prior Transfer Date | Jun 2, 2017 |
| Prior Transfer Doc | 00A1427820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 1317 E CENTER ST, ROCHESTER, MN 55904-4791 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1500254 |
|---|---|
| Date | May 28, 2020 |
| Instrument | A-1500254 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 1317 E CENTER ST, ROCHESTER, MN 55904-4791 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1477938 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | A-1477938 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 20, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Jul 7, 2017 |
| Property Address | 1317 E CENTER ST, ROCHESTER, MN 55904-4791 |
| Document Number | 00A1427820 |
| Instrument Date | Jun 2, 2017 |
| Instrument | A-1427820 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | AFFINITY PLUS TITLE COMPANY, AFFNITY PLUS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1317 E CENTER ST, ROCHESTER, MN 55904-4791 |
| Document Number | 00A1427821 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | A-1427821 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,646.00 (+1.93%) Homeowner's exemption | ||
| 2025 | $2,596.00 Homeowner's exemption | $182,900 (-10.82%) Land $39,100 Building $143,800 | $210,500 (+2.63%) Land $45,000 Building $165,500 |
| 2024 | $205,100 Land $30,000 Building $175,100 | $205,100 Land $30,000 Building $175,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rochester serves 123,624 people · EPA ID MN1550010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, GigFire, Hiawatha Broadband Communications, Minnesota WiFi.
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