1314 E Center St, Rochester, MN 55904 Property Records

Olmsted County property record for 1314 E Center St, Rochester, MN 55904

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,770 sqft · built 1915
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$281,000 (Sep 2021)
Tax Bill	$4,118 (2026)
Deeds & Mortgages	Jul 2023 Transfer Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74.36.43.009096`

Property Details

APN / Parcel Number

Primary APN	`74.36.43.009096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	924 sqft
2nd Floor Area	924 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2000
Architectural Style	Multi-Family
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	158 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1314 E CENTER ST
City	ROCHESTER
State	MN
Zip	55904-4736
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-36 TWP-107 RANGE-014 HARVEY SANDERSON ADD LOT-024 BLOCK-001 N148FT LOT 24 AND 25 BLK 1
Legal Range	14
Legal Township	107
Legal Section	36
Legal Subdivision	HARVEY SANDERSON ADD
Legal Block	1
Legal Lot Number	24
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2005
Census Tract	200

Owner

1314 E Center St, a residential property, is owned and occupied by two individuals who acquired it in June 2023.

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	812 2ND ST NW, BYRON, MN 55920-1224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Intrafamily Transfer, Transfer ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO
Sep 30, 2021	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
Nov 14, 2019	Affidavit, Transfer PARTNERS IN TITLE LLC, PARTNERS TITLE LLC
Nov 14, 2019	Warranty Deed, Transfer · Line of Credit MANUFACTURERS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Nov 14, 2019 · Amount on File
Deed Document Number	20211548019
Last Transfer Date	Jun 12, 2023
Transfer Doc	00A1589986
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Jul 24, 2023
Property Address	1314 E CENTER ST, ROCHESTER, MN 55904-4736
Document Number	00A1589986
Instrument Date	Jun 12, 2023
Instrument	A-1589986
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1314 E CENTER ST, ROCHESTER, MN 55904-4736

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Sep 30, 2021
Property Address	1314 E CENTER ST, ROCHESTER, MN 55904-4736
Document Number	A1548019
Instrument Date	Aug 30, 2021
Instrument	A-1548019
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1314 E CENTER ST, ROCHESTER, MN 55904-4736

Mortgage

Document Number	A1548020
Date	Sep 30, 2021
Instrument	A-1548020

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

November 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	OLMSTED MN
Recording Date	Nov 14, 2019
Property Address	1314 E CENTER ST, ROCHESTER, MN 55904-4736
Document Number	A1486152
Instrument Date	Nov 7, 2019
Instrument	A-1486152
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Nov 14, 2019
Property Address	1314 E CENTER ST, ROCHESTER, MN 55904-4736
Document Number	A1486153
Instrument Date	Nov 6, 2019
Instrument	A-1486153
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35623 565TH ST, ROCHESTER, MN 55906-5819

Mortgage

Document Number	A1486417
Date	Nov 14, 2019
Instrument	A-1486417

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1314 E Center St was $4,118 with a homeowner's exemption, up 11.4% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,118.00 (+11.42%) Homeowner's exemption
2025	$3,696.00 Homeowner's exemption	$290,900 (+4.49%) Land $47,000 Building $243,900	$309,600 (+11.21%) Land $50,000 Building $259,600
2024		$278,400 Land $40,000 Building $238,400	$278,400 Land $40,000 Building $238,400
2023	$3,156.00
2022		$260,500 Land $40,000 Building $220,500	$260,500 Land $40,000 Building $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1314 E Center St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 E Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, GigFire, Hiawatha Broadband Communications, Minnesota WiFi.

1314 E Center St, Rochester, MN 55904 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Affidavit, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Center St

Nearby Streets

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