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12982 Ithaca Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12982 Ithaca Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2000
Square Footage1,880 sqft Living Area
Lot Size63,162 sqft (1.45 acres)
OccupancyOwner Occupied
Last Sale$305,000 (2022)
Tax Bill$1,707.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-10-3-06-3004-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,880 sqft Living Area
1st Floor1,880 sqft 1st Floor
Basement Area1,880 sqft Basement
Unfinished Basement1,882 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area63,162 sqft (1.45 acres)
Parking Spaces9 Parking Spaces
Garage Area2,500 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area397 sqft Patio
PorchCovered Porch
Porch Area296 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageStorm Sewage

Location & Zoning

Street Address12982 ITHACA RD
CitySAINT CHARLES
StateMI
Zip48655-8510
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG AT SW CORN OF SEC TH N78DEG E 150 FT TH N02DEG E 465.26 FT TH S78DEG W 150 FT TH S02DEG W 465.26 FT TO POB 1.56 ACRES SEC 6 T10N R3E ***DESC CHANGED DUE TO SPLIT 3004-005 11/6/97 ***DESC CHANGED DUE TO SPLITS 3004-006,007 1/18/98 ***DESC CHANGED
Legal Range03E
Legal Township10N
Legal Section06
JurisdictionSAGINAW MI
Minor Civil DivisionST. CHARLES
Census Blockgroup1
Census Block1025
Census Tract12600

Owner

Source: Saginaw County records · APN 24-10-3-06-3004-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12982 ITHACA RD, SAINT CHARLES, MI 48655-8510
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK
Jan 19, 2022Warranty Deed, Transfer
LIBERTY TITLE
Aug 30, 2018Warranty Deed, Transfer
TITLE CONNECT LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2022 · Amount on Record
Deed SaleJan 19, 2022 · Amount on Record
Prior SaleAug 30, 2018 · Amount on Record
Deed Doc Number20221813
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12982 ITHACA RD, SAINT CHARLES, MI 48655-8510
Transaction TypeMortgage
Record UpdatedDec 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12982 ITHACA RD, SAINT CHARLES, MI 48655-8510
InvestorPossibly a Property Investor

Mortgage

Document Number0000039719
DateDec 20, 2021
Instrument2021039719
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJan 19, 2022
Property Address12982 ITHACA RD, SAINT CHARLES, MI 48655-8510
Document Number0000001813
Instrument DateDec 20, 2021
Instrument2022001813
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Tax$2,287.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1104 JENNA DR, 1104, DAVISON, MI 48423-2895

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 SUNVIEW DR, SAINT CHARLES, MI 48655-1011
InvestorPossibly a Property Investor

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateAug 30, 2018
Property Address12982 ITHACA RD, SAINT CHARLES, MI 48655-8510
Document Number0000022875
Instrument DateJul 11, 2018
Instrument22875
Transaction TypeTransfer
Record UpdatedSep 12, 2018
Title CompanyTITLE CONNECT LLC

Transaction

AmountAmount Recorded
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address12982 ITHACA RD ST CHARLES MI 486558510, ST CHARLES, MI 48655-8510

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$215,700 (+31.85%)$431,400 (+31.85%)
2025$1,707.00 (-62.18%) Homeowner's exemption
2023$163,600$327,200
2022$4,513.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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