1316 Walden Dr, Elgin, IL 60120 Property Records

Cook County property record for 1316 Walden Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,234 sqft · built 1985
Lot Size0.155 acres (6,747 sqft)
OwnerIndividual Name on File
Last Sale$146,000 (Jul 2009)
Tax Bill$5,666 (2023)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-20-109-031

Property Details

APN / Parcel Number

Primary APN06-20-109-031
Alternative APN
  • 06-20-109-031-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,234 sqft Living Area
1st Floor Area1,234 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area6,747 sqft (0.155 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address1316 WALDEN DR
CityELGIN
StateIL
Zip60120-8168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SUMMERHILL) (UNIT1) A SUB OF PT OF SEC 20-41-09
Legal Range09E
Legal Township41N
Legal Section20
Legal SubdivisionSUMMERHILL UNIT1
Legal Lot Number97
Legal Unit1
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2015
Census Tract804406

Owner

1316 Walden Dr is owned and occupied by an individual who bought it in July 2009.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1316 WALDEN DR, ELGIN, IL 60120-8168
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2009 · Amount on File
Deed SaleJul 17, 2009 · Amount on File
Prior SaleMar 25, 2009
Deed Document Number200940036
Prior Transfer DateAug 26, 2005
Prior Transfer Doc0000014388
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 3, 2021
Property Address1316 WALDEN DR, ELGIN, IL 60120-8168
Document Number0024608290
Map ReferenceDOC 85-258824
Instrument DateAug 16, 2021
Instrument2124608290
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 WALDEN DR, ELGIN, IL 60120-8168

Mortgage

Document Number0024608291
DateSep 3, 2021
Instrument2124608291
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Address75018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,000 Land $4,723 Building $23,277$280,000 Land $47,230 Building $232,770
2023$5,666.00 (+3.47%)
2022$5,476.00$22,999 Land $4,385 Building $18,614$229,990 Land $43,850 Building $186,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1316 Walden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1316 Walden Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Fox Valley Internet
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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