Cook County property record for 1315 Walden Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,234 sqft · built 1985 |
| Lot Size | 0.215 acres (9,373 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,000 (May 2016) |
| Tax Bill | $5,954 (2023) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-302-001 |
| Primary APN | 06-20-302-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| 1st Floor Area | 1,234 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 9,373 sqft (0.215 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1315 WALDEN DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SHERWOOD) (OAKS) (UNIT6) SUB OF PTS OF SECS20&21 SE SEC 20-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Subdivision | SHERWOOD OAKS UNIT6 |
| Legal Lot Number | 13 |
| Legal Unit | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 804406 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1315 WALDEN DR, ELGIN, IL 60120-8175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jul 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Mar 18, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Mar 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2016 · Amount on File |
| Deed Sale | May 25, 2016 · Amount on File |
| Prior Sale | Jul 3, 2013 · Amount on File |
| Deed Document Number | 201646089 |
| Prior Transfer Date | Aug 23, 2002 |
| Prior Transfer Doc | 0000018849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1315 WALDEN DR, ELGIN, IL 60120-8175 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1315 WALDEN DR, ELGIN, IL 60120-8175 |
| Investor | Possibly a Property Investor |
| Document Number | 0019213237 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2219213237 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1315 WALDEN DR, ELGIN, IL 60120-8175 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1315 WALDEN DR, ELGIN, IL 60120-8175 |
| Document Number | 0019247111 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2319247111 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1315 WALDEN DR, ELGIN, IL 60120-8175 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | TIMIOS |
| Name | Verified Name |
|---|---|
| Address | 1315 WALDEN DR, ELGIN, IL 60120-8175 |
| Document Number | 0007802182 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 2407802182 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1315 WALDEN DR, ELGIN, IL 60120-8175 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1315 WALDEN DR, ELGIN, IL 60120-8175 |
| Investor | Possibly a Property Investor |
| Document Number | 0008730281 |
|---|---|
| Date | Mar 28, 2025 |
| Instrument | 2508730281 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 6, 2026 |
| Property Address | 1315 WALDEN DR, ELGIN, IL 60120-8175 |
| Document Number | 0000016007 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202616007 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1315 WALDEN DR, ELGIN, IL 60120-8175 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016007, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202616007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 1, 2051 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,000 (+16.67%) Land $6,561 Building $21,439 | $280,000 (+16.67%) Land $65,610 Building $214,390 | |
| 2023 | $5,954.00 (+3.44%) | ||
| 2022 | $5,756.00 Homeowner's exemption | $23,999 Land $6,092 Building $17,907 | $239,990 Land $60,920 Building $179,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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