1316 Vernon Ave, Beloit, WI 53511 Property Records

Rock County property record for 1316 Vernon Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1939
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Oct 2020)
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 13440715`

Property Details

APN / Parcel Number

Primary APN	`206 13440715`
Alternative APN	`13440715`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	6,926 sqft (0.159 acres)

Location & Zoning

Account Number	206 13440715
Street Address	1316 VERNON AVE
City	BELOIT
State	WI
Zip	53511-5962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 23 B 1 HARPERS SUB BEING PART OF BLKS 6 AND 7 WILLARD AND GOODHUES ADD
Legal Subdivision	WILLARD AND GOODHUES ADD
Legal Block	6-7
Legal Lot Number	23
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	4
Census Block	4016
Census Tract	1600

Owner

1316 Vernon Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Rock County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1316 VERNON AVE, BELOIT, WI 53511-5962
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHEDA
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SERVICE
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage LAND HOME FINANCIAL SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Deed Document Number	20202167033
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1316 VERNON AVE, BELOIT, WI 53511-5962
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002167035
Date	Oct 6, 2020
Instrument	2167035

Lender

Name	WHEDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2030

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1316 VERNON AVE, BELOIT, WI 53511-5962
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transaction

Additional	Lis Pendens

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002167036
Date	Oct 6, 2020
Instrument	2167036

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Oct 6, 2020
Property Address	1316 VERNON AVE, BELOIT, WI 53511-5962
Document Number	0002167033
Instrument Date	Sep 29, 2020
Instrument	2167033
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1316 VERNON AVE, BELOIT, WI 53511-5962

Mortgage

Document Number	0002167034
Date	Oct 6, 2020
Instrument	2167034

Lender

Name	LAND HOME FINANCIAL SVCS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Vernon Ave was $1,585 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,585.00 Homeowner's exemption	$106,200 Land $14,300 Building $91,900	$116,600
2023	$1,432.00 Homeowner's exemption	$99,700 Land $14,300 Building $85,400	$113,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 Vernon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1316 Vernon Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

Nearby Properties on Vernon Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures