Rock County property record for 1145 Vernon Ave, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1927 |
| Lot Size | 0.133 acres (5,793 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,911 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13441160 |
| Primary APN | 206 13441160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 5,793 sqft (0.133 acres) |
| Account Number | 206 13441160 |
|---|---|
| Street Address | 1145 VERNON AVE |
| City | BELOIT |
| State | WI |
| Zip | 53511-6068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 44 FT L 12 B 3 WILLARD AND GOODHUES ADD |
| Legal Subdivision | WILLARD AND GOODHUES ADD |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 1600 |
1145 Vernon Ave is owned and occupied by two individuals.
Source: Rock County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1145 VERNON AVE, BELOIT, WI 53511-6068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION COMMUNITY CREDIT UNION |
| Nov 1, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Sep 30, 2026 |
| Property Address | 1145 VERNON AVE, BELOIT, WI 53511-6068 |
| Document Number | 0002319880 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20262319880 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1145 VERNON AVE, BELOIT, WI 53511-6068 |
| Document Number | 0002319880, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 20262319880 |
| Name | CREDIT UNION COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 30, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1145 VERNON AVE, BELOIT, WI 53511-6068 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002230198 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2230198 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 30, 2042 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1145 Vernon Ave was $1,911 with a homeowner's exemption.
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,911.00 Homeowner's exemption | $125,700 Land $11,700 Building $114,000 | $138,100 |
| 2023 | $1,476.00 Homeowner's exemption | $102,400 Land $11,700 Building $90,700 | $116,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1145 Vernon Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1145 Vernon Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: LiteWire.
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